LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,936
−HK$8,148/mo
▼ 0.25% · 3.875%
HK$133,978
−HK$4,106/mo
Today · 4.125%
HK$138,084
baseline
▲ 0.50% · 4.625%
HK$146,487
+HK$8,403/mo
Deposit HK$28.49M · loan HK$28.49M · min. income ≈ HK$276,168/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,421,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,553
−HK$7,810/mo
▼ 0.25% · 3.875%
HK$148,430
−HK$3,933/mo
Today · 4.125%
HK$152,363
baseline
▲ 0.50% · 4.625%
HK$160,394
+HK$8,031/mo
Deposit HK$28.49M · loan HK$28.49M · min. income ≈ HK$304,726/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,421,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,924
−HK$9,777/mo
▼ 0.25% · 3.875%
HK$160,774
−HK$4,927/mo
Today · 4.125%
HK$165,701
baseline
▲ 0.50% · 4.625%
HK$175,784
+HK$10,083/mo
Deposit HK$22.79M · loan HK$34.19M · min. income ≈ HK$331,402/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$2,421,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,463
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$178,116
−HK$4,719/mo
Today · 4.125%
HK$182,835
baseline
▲ 0.50% · 4.625%
HK$192,473
+HK$9,638/mo
Deposit HK$22.79M · loan HK$34.19M · min. income ≈ HK$365,670/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$2,421,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,911
−HK$11,407/mo
▼ 0.25% · 3.875%
HK$187,569
−HK$5,749/mo
Today · 4.125%
HK$193,318
baseline
▲ 0.50% · 4.625%
HK$205,081
+HK$11,763/mo
Deposit HK$17.09M · loan HK$39.89M · min. income ≈ HK$386,636/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,421,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,374
−HK$10,934/mo
▼ 0.25% · 3.875%
HK$207,801
−HK$5,507/mo
Today · 4.125%
HK$213,308
baseline
▲ 0.50% · 4.625%
HK$224,551
+HK$11,243/mo
Deposit HK$17.09M · loan HK$39.89M · min. income ≈ HK$426,616/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,421,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,885
−HK$14,667/mo
▼ 0.25% · 3.875%
HK$241,160
−HK$7,392/mo
Today · 4.125%
HK$248,552
baseline
▲ 0.50% · 4.625%
HK$263,676
+HK$15,124/mo
Deposit HK$5.70M · loan HK$51.28M · min. income ≈ HK$497,104/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,421,786 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,195
−HK$14,058/mo
▼ 0.25% · 3.875%
HK$267,173
−HK$7,080/mo
Today · 4.125%
HK$274,253
baseline
▲ 0.50% · 4.625%
HK$288,709
+HK$14,456/mo
Deposit HK$5.70M · loan HK$51.28M · min. income ≈ HK$548,506/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,421,786 · Scale 2, in force from 26 Feb 2026)