LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,943
−HK$8,148/mo
▼ 0.25% · 3.875%
HK$133,985
−HK$4,106/mo
Today · 4.125%
HK$138,091
baseline
▲ 0.50% · 4.625%
HK$146,494
+HK$8,403/mo
Deposit HK$28.49M · loan HK$28.49M · min. income ≈ HK$276,182/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,421,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,560
−HK$7,810/mo
▼ 0.25% · 3.875%
HK$148,437
−HK$3,933/mo
Today · 4.125%
HK$152,370
baseline
▲ 0.50% · 4.625%
HK$160,402
+HK$8,032/mo
Deposit HK$28.49M · loan HK$28.49M · min. income ≈ HK$304,740/mo (50% DSR)
Upfront cash ≈ HK$30.91M (deposit + AVD stamp duty HK$2,421,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,931
−HK$9,779/mo
▼ 0.25% · 3.875%
HK$160,782
−HK$4,928/mo
Today · 4.125%
HK$165,710
baseline
▲ 0.50% · 4.625%
HK$175,793
+HK$10,083/mo
Deposit HK$22.79M · loan HK$34.19M · min. income ≈ HK$331,420/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$2,421,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,472
−HK$9,372/mo
▼ 0.25% · 3.875%
HK$178,125
−HK$4,719/mo
Today · 4.125%
HK$182,844
baseline
▲ 0.50% · 4.625%
HK$192,482
+HK$9,638/mo
Deposit HK$22.79M · loan HK$34.19M · min. income ≈ HK$365,688/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$2,421,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,920
−HK$11,408/mo
▼ 0.25% · 3.875%
HK$187,579
−HK$5,749/mo
Today · 4.125%
HK$193,328
baseline
▲ 0.50% · 4.625%
HK$205,092
+HK$11,764/mo
Deposit HK$17.10M · loan HK$39.89M · min. income ≈ HK$386,656/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,421,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,384
−HK$10,934/mo
▼ 0.25% · 3.875%
HK$207,812
−HK$5,506/mo
Today · 4.125%
HK$213,318
baseline
▲ 0.50% · 4.625%
HK$224,563
+HK$11,245/mo
Deposit HK$17.10M · loan HK$39.89M · min. income ≈ HK$426,636/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,421,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,897
−HK$14,668/mo
▼ 0.25% · 3.875%
HK$241,173
−HK$7,392/mo
Today · 4.125%
HK$248,565
baseline
▲ 0.50% · 4.625%
HK$263,689
+HK$15,124/mo
Deposit HK$5.70M · loan HK$51.29M · min. income ≈ HK$497,130/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,421,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,208
−HK$14,058/mo
▼ 0.25% · 3.875%
HK$267,187
−HK$7,079/mo
Today · 4.125%
HK$274,266
baseline
▲ 0.50% · 4.625%
HK$288,723
+HK$14,457/mo
Deposit HK$5.70M · loan HK$51.29M · min. income ≈ HK$548,532/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,421,908 · Scale 2, in force from 26 Feb 2026)