LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,964
−HK$8,150/mo
▼ 0.25% · 3.875%
HK$134,007
−HK$4,107/mo
Today · 4.125%
HK$138,114
baseline
▲ 0.50% · 4.625%
HK$146,518
+HK$8,404/mo
Deposit HK$28.50M · loan HK$28.50M · min. income ≈ HK$276,228/mo (50% DSR)
Upfront cash ≈ HK$30.92M (deposit + AVD stamp duty HK$2,422,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,584
−HK$7,812/mo
▼ 0.25% · 3.875%
HK$148,462
−HK$3,934/mo
Today · 4.125%
HK$152,396
baseline
▲ 0.50% · 4.625%
HK$160,429
+HK$8,033/mo
Deposit HK$28.50M · loan HK$28.50M · min. income ≈ HK$304,792/mo (50% DSR)
Upfront cash ≈ HK$30.92M (deposit + AVD stamp duty HK$2,422,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,957
−HK$9,780/mo
▼ 0.25% · 3.875%
HK$160,808
−HK$4,929/mo
Today · 4.125%
HK$165,737
baseline
▲ 0.50% · 4.625%
HK$175,822
+HK$10,085/mo
Deposit HK$22.80M · loan HK$34.20M · min. income ≈ HK$331,474/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$2,422,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,501
−HK$9,374/mo
▼ 0.25% · 3.875%
HK$178,154
−HK$4,721/mo
Today · 4.125%
HK$182,875
baseline
▲ 0.50% · 4.625%
HK$192,514
+HK$9,639/mo
Deposit HK$22.80M · loan HK$34.20M · min. income ≈ HK$365,750/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$2,422,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,950
−HK$11,410/mo
▼ 0.25% · 3.875%
HK$187,610
−HK$5,750/mo
Today · 4.125%
HK$193,360
baseline
▲ 0.50% · 4.625%
HK$205,126
+HK$11,766/mo
Deposit HK$17.10M · loan HK$39.90M · min. income ≈ HK$386,720/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,422,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,418
−HK$10,936/mo
▼ 0.25% · 3.875%
HK$207,847
−HK$5,507/mo
Today · 4.125%
HK$213,354
baseline
▲ 0.50% · 4.625%
HK$224,600
+HK$11,246/mo
Deposit HK$17.10M · loan HK$39.90M · min. income ≈ HK$426,708/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,422,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,936
−HK$14,670/mo
▼ 0.25% · 3.875%
HK$241,213
−HK$7,393/mo
Today · 4.125%
HK$248,606
baseline
▲ 0.50% · 4.625%
HK$263,733
+HK$15,127/mo
Deposit HK$5.70M · loan HK$51.30M · min. income ≈ HK$497,212/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,422,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,251
−HK$14,061/mo
▼ 0.25% · 3.875%
HK$267,231
−HK$7,081/mo
Today · 4.125%
HK$274,312
baseline
▲ 0.50% · 4.625%
HK$288,771
+HK$14,459/mo
Deposit HK$5.70M · loan HK$51.30M · min. income ≈ HK$548,624/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,422,311 · Scale 2, in force from 26 Feb 2026)