LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,997
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,402
−HK$411/mo
Today · 4.125%
HK$13,813
baseline
▲ 0.50% · 4.625%
HK$14,653
+HK$840/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,626/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,460
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,847
−HK$394/mo
Today · 4.125%
HK$15,241
baseline
▲ 0.50% · 4.625%
HK$16,044
+HK$803/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,482/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,597
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,082
−HK$493/mo
Today · 4.125%
HK$16,575
baseline
▲ 0.50% · 4.625%
HK$17,584
+HK$1,009/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,150/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,351
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,817
−HK$472/mo
Today · 4.125%
HK$18,289
baseline
▲ 0.50% · 4.625%
HK$19,253
+HK$964/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,578/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,196
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,762
−HK$576/mo
Today · 4.125%
HK$19,338
baseline
▲ 0.50% · 4.625%
HK$20,514
+HK$1,176/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,676/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,243
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,786
−HK$551/mo
Today · 4.125%
HK$21,337
baseline
▲ 0.50% · 4.625%
HK$22,462
+HK$1,125/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,674/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,395
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,123
−HK$740/mo
Today · 4.125%
HK$24,863
baseline
▲ 0.50% · 4.625%
HK$26,375
+HK$1,512/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,726/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,027
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,725
−HK$708/mo
Today · 4.125%
HK$27,433
baseline
▲ 0.50% · 4.625%
HK$28,879
+HK$1,446/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$54,866/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,251 · Scale 2, in force from 26 Feb 2026)