LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,981
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$134,024
−HK$4,108/mo
Today · 4.125%
HK$138,132
baseline
▲ 0.50% · 4.625%
HK$146,537
+HK$8,405/mo
Deposit HK$28.50M · loan HK$28.50M · min. income ≈ HK$276,264/mo (50% DSR)
Upfront cash ≈ HK$30.92M (deposit + AVD stamp duty HK$2,422,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,602
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$148,480
−HK$3,935/mo
Today · 4.125%
HK$152,415
baseline
▲ 0.50% · 4.625%
HK$160,449
+HK$8,034/mo
Deposit HK$28.50M · loan HK$28.50M · min. income ≈ HK$304,830/mo (50% DSR)
Upfront cash ≈ HK$30.92M (deposit + AVD stamp duty HK$2,422,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,977
−HK$9,781/mo
▼ 0.25% · 3.875%
HK$160,829
−HK$4,929/mo
Today · 4.125%
HK$165,758
baseline
▲ 0.50% · 4.625%
HK$175,844
+HK$10,086/mo
Deposit HK$22.80M · loan HK$34.20M · min. income ≈ HK$331,516/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$2,422,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,523
−HK$9,375/mo
▼ 0.25% · 3.875%
HK$178,177
−HK$4,721/mo
Today · 4.125%
HK$182,898
baseline
▲ 0.50% · 4.625%
HK$192,538
+HK$9,640/mo
Deposit HK$22.80M · loan HK$34.20M · min. income ≈ HK$365,796/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$2,422,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,973
−HK$11,411/mo
▼ 0.25% · 3.875%
HK$187,633
−HK$5,751/mo
Today · 4.125%
HK$193,384
baseline
▲ 0.50% · 4.625%
HK$205,151
+HK$11,767/mo
Deposit HK$17.10M · loan HK$39.90M · min. income ≈ HK$386,768/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,422,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,443
−HK$10,938/mo
▼ 0.25% · 3.875%
HK$207,873
−HK$5,508/mo
Today · 4.125%
HK$213,381
baseline
▲ 0.50% · 4.625%
HK$224,628
+HK$11,247/mo
Deposit HK$17.10M · loan HK$39.90M · min. income ≈ HK$426,762/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,422,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,965
−HK$14,672/mo
▼ 0.25% · 3.875%
HK$241,243
−HK$7,394/mo
Today · 4.125%
HK$248,637
baseline
▲ 0.50% · 4.625%
HK$263,766
+HK$15,129/mo
Deposit HK$5.70M · loan HK$51.30M · min. income ≈ HK$497,274/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,422,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,284
−HK$14,062/mo
▼ 0.25% · 3.875%
HK$267,265
−HK$7,081/mo
Today · 4.125%
HK$274,346
baseline
▲ 0.50% · 4.625%
HK$288,808
+HK$14,462/mo
Deposit HK$5.70M · loan HK$51.30M · min. income ≈ HK$548,692/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,422,615 · Scale 2, in force from 26 Feb 2026)