LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,984
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$134,027
−HK$4,108/mo
Today · 4.125%
HK$138,135
baseline
▲ 0.50% · 4.625%
HK$146,540
+HK$8,405/mo
Deposit HK$28.50M · loan HK$28.50M · min. income ≈ HK$276,270/mo (50% DSR)
Upfront cash ≈ HK$30.92M (deposit + AVD stamp duty HK$2,422,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,605
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$148,484
−HK$3,934/mo
Today · 4.125%
HK$152,418
baseline
▲ 0.50% · 4.625%
HK$160,452
+HK$8,034/mo
Deposit HK$28.50M · loan HK$28.50M · min. income ≈ HK$304,836/mo (50% DSR)
Upfront cash ≈ HK$30.92M (deposit + AVD stamp duty HK$2,422,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,980
−HK$9,782/mo
▼ 0.25% · 3.875%
HK$160,832
−HK$4,930/mo
Today · 4.125%
HK$165,762
baseline
▲ 0.50% · 4.625%
HK$175,848
+HK$10,086/mo
Deposit HK$22.80M · loan HK$34.20M · min. income ≈ HK$331,524/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$2,422,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,527
−HK$9,375/mo
▼ 0.25% · 3.875%
HK$178,180
−HK$4,722/mo
Today · 4.125%
HK$182,902
baseline
▲ 0.50% · 4.625%
HK$192,543
+HK$9,641/mo
Deposit HK$22.80M · loan HK$34.20M · min. income ≈ HK$365,804/mo (50% DSR)
Upfront cash ≈ HK$25.22M (deposit + AVD stamp duty HK$2,422,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,977
−HK$11,412/mo
▼ 0.25% · 3.875%
HK$187,638
−HK$5,751/mo
Today · 4.125%
HK$193,389
baseline
▲ 0.50% · 4.625%
HK$205,156
+HK$11,767/mo
Deposit HK$17.10M · loan HK$39.90M · min. income ≈ HK$386,778/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,422,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,448
−HK$10,937/mo
▼ 0.25% · 3.875%
HK$207,877
−HK$5,508/mo
Today · 4.125%
HK$213,385
baseline
▲ 0.50% · 4.625%
HK$224,633
+HK$11,248/mo
Deposit HK$17.10M · loan HK$39.90M · min. income ≈ HK$426,770/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,422,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,970
−HK$14,672/mo
▼ 0.25% · 3.875%
HK$241,248
−HK$7,394/mo
Today · 4.125%
HK$248,642
baseline
▲ 0.50% · 4.625%
HK$263,772
+HK$15,130/mo
Deposit HK$5.70M · loan HK$51.30M · min. income ≈ HK$497,284/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,422,667 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,290
−HK$14,062/mo
▼ 0.25% · 3.875%
HK$267,271
−HK$7,081/mo
Today · 4.125%
HK$274,352
baseline
▲ 0.50% · 4.625%
HK$288,814
+HK$14,462/mo
Deposit HK$5.70M · loan HK$51.30M · min. income ≈ HK$548,704/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,422,667 · Scale 2, in force from 26 Feb 2026)