LTV · monthly repayment
▼ 0.50% · 3.625%
HK$12,999
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,403
−HK$411/mo
Today · 4.125%
HK$13,814
baseline
▲ 0.50% · 4.625%
HK$14,655
+HK$841/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,628/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,461
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,849
−HK$393/mo
Today · 4.125%
HK$15,242
baseline
▲ 0.50% · 4.625%
HK$16,046
+HK$804/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,484/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,599
−HK$978/mo
▼ 0.25% · 3.875%
HK$16,084
−HK$493/mo
Today · 4.125%
HK$16,577
baseline
▲ 0.50% · 4.625%
HK$17,585
+HK$1,008/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,154/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,353
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,819
−HK$472/mo
Today · 4.125%
HK$18,291
baseline
▲ 0.50% · 4.625%
HK$19,255
+HK$964/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,582/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,198
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$18,765
−HK$575/mo
Today · 4.125%
HK$19,340
baseline
▲ 0.50% · 4.625%
HK$20,516
+HK$1,176/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,680/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,246
−HK$1,093/mo
▼ 0.25% · 3.875%
HK$20,789
−HK$550/mo
Today · 4.125%
HK$21,339
baseline
▲ 0.50% · 4.625%
HK$22,464
+HK$1,125/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,678/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,398
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$24,126
−HK$739/mo
Today · 4.125%
HK$24,865
baseline
▲ 0.50% · 4.625%
HK$26,378
+HK$1,513/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,730/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,265 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,030
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,728
−HK$708/mo
Today · 4.125%
HK$27,436
baseline
▲ 0.50% · 4.625%
HK$28,883
+HK$1,447/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$54,872/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,265 · Scale 2, in force from 26 Feb 2026)