LTV · monthly repayment
▼ 0.50% · 3.625%
HK$129,990
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,033
−HK$4,109/mo
Today · 4.125%
HK$138,142
baseline
▲ 0.50% · 4.625%
HK$146,547
+HK$8,405/mo
Deposit HK$28.50M · loan HK$28.50M · min. income ≈ HK$276,284/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,422,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,613
−HK$7,813/mo
▼ 0.25% · 3.875%
HK$148,491
−HK$3,935/mo
Today · 4.125%
HK$152,426
baseline
▲ 0.50% · 4.625%
HK$160,460
+HK$8,034/mo
Deposit HK$28.50M · loan HK$28.50M · min. income ≈ HK$304,852/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,422,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$155,988
−HK$9,782/mo
▼ 0.25% · 3.875%
HK$160,840
−HK$4,930/mo
Today · 4.125%
HK$165,770
baseline
▲ 0.50% · 4.625%
HK$175,857
+HK$10,087/mo
Deposit HK$22.80M · loan HK$34.20M · min. income ≈ HK$331,540/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$2,422,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,535
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$178,189
−HK$4,722/mo
Today · 4.125%
HK$182,911
baseline
▲ 0.50% · 4.625%
HK$192,552
+HK$9,641/mo
Deposit HK$22.80M · loan HK$34.20M · min. income ≈ HK$365,822/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$2,422,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,986
−HK$11,412/mo
▼ 0.25% · 3.875%
HK$187,647
−HK$5,751/mo
Today · 4.125%
HK$193,398
baseline
▲ 0.50% · 4.625%
HK$205,166
+HK$11,768/mo
Deposit HK$17.10M · loan HK$39.90M · min. income ≈ HK$386,796/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,422,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,458
−HK$10,938/mo
▼ 0.25% · 3.875%
HK$207,887
−HK$5,509/mo
Today · 4.125%
HK$213,396
baseline
▲ 0.50% · 4.625%
HK$224,644
+HK$11,248/mo
Deposit HK$17.10M · loan HK$39.90M · min. income ≈ HK$426,792/mo (50% DSR)
Upfront cash ≈ HK$19.52M (deposit + AVD stamp duty HK$2,422,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$233,982
−HK$14,673/mo
▼ 0.25% · 3.875%
HK$241,260
−HK$7,395/mo
Today · 4.125%
HK$248,655
baseline
▲ 0.50% · 4.625%
HK$263,785
+HK$15,130/mo
Deposit HK$5.70M · loan HK$51.31M · min. income ≈ HK$497,310/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,422,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,303
−HK$14,063/mo
▼ 0.25% · 3.875%
HK$267,284
−HK$7,082/mo
Today · 4.125%
HK$274,366
baseline
▲ 0.50% · 4.625%
HK$288,828
+HK$14,462/mo
Deposit HK$5.70M · loan HK$51.31M · min. income ≈ HK$548,732/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,422,787 · Scale 2, in force from 26 Feb 2026)