LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,000
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$134,044
−HK$4,108/mo
Today · 4.125%
HK$138,152
baseline
▲ 0.50% · 4.625%
HK$146,559
+HK$8,407/mo
Deposit HK$28.51M · loan HK$28.51M · min. income ≈ HK$276,304/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,422,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,624
−HK$7,814/mo
▼ 0.25% · 3.875%
HK$148,503
−HK$3,935/mo
Today · 4.125%
HK$152,438
baseline
▲ 0.50% · 4.625%
HK$160,473
+HK$8,035/mo
Deposit HK$28.51M · loan HK$28.51M · min. income ≈ HK$304,876/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,422,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,000
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$160,853
−HK$4,930/mo
Today · 4.125%
HK$165,783
baseline
▲ 0.50% · 4.625%
HK$175,870
+HK$10,087/mo
Deposit HK$22.80M · loan HK$34.21M · min. income ≈ HK$331,566/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$2,422,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,549
−HK$9,376/mo
▼ 0.25% · 3.875%
HK$178,203
−HK$4,722/mo
Today · 4.125%
HK$182,925
baseline
▲ 0.50% · 4.625%
HK$192,567
+HK$9,642/mo
Deposit HK$22.80M · loan HK$34.21M · min. income ≈ HK$365,850/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$2,422,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,000
−HK$11,413/mo
▼ 0.25% · 3.875%
HK$187,662
−HK$5,751/mo
Today · 4.125%
HK$193,413
baseline
▲ 0.50% · 4.625%
HK$205,182
+HK$11,769/mo
Deposit HK$17.10M · loan HK$39.91M · min. income ≈ HK$386,826/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$2,422,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,474
−HK$10,939/mo
▼ 0.25% · 3.875%
HK$207,904
−HK$5,509/mo
Today · 4.125%
HK$213,413
baseline
▲ 0.50% · 4.625%
HK$224,662
+HK$11,249/mo
Deposit HK$17.10M · loan HK$39.91M · min. income ≈ HK$426,826/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$2,422,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,000
−HK$14,674/mo
▼ 0.25% · 3.875%
HK$241,279
−HK$7,395/mo
Today · 4.125%
HK$248,674
baseline
▲ 0.50% · 4.625%
HK$263,806
+HK$15,132/mo
Deposit HK$5.70M · loan HK$51.31M · min. income ≈ HK$497,348/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,422,978 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,323
−HK$14,065/mo
▼ 0.25% · 3.875%
HK$267,305
−HK$7,083/mo
Today · 4.125%
HK$274,388
baseline
▲ 0.50% · 4.625%
HK$288,851
+HK$14,463/mo
Deposit HK$5.70M · loan HK$51.31M · min. income ≈ HK$548,776/mo (50% DSR)
Upfront cash ≈ HK$8.12M (deposit + AVD stamp duty HK$2,422,978 · Scale 2, in force from 26 Feb 2026)