LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,001
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,406
−HK$411/mo
Today · 4.125%
HK$13,817
baseline
▲ 0.50% · 4.625%
HK$14,657
+HK$840/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,634/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,464
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,852
−HK$393/mo
Today · 4.125%
HK$15,245
baseline
▲ 0.50% · 4.625%
HK$16,049
+HK$804/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,490/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,601
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,087
−HK$493/mo
Today · 4.125%
HK$16,580
baseline
▲ 0.50% · 4.625%
HK$17,589
+HK$1,009/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,160/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,356
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,822
−HK$472/mo
Today · 4.125%
HK$18,294
baseline
▲ 0.50% · 4.625%
HK$19,259
+HK$965/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,588/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,202
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,768
−HK$575/mo
Today · 4.125%
HK$19,343
baseline
▲ 0.50% · 4.625%
HK$20,520
+HK$1,177/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,686/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,249
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,792
−HK$551/mo
Today · 4.125%
HK$21,343
baseline
▲ 0.50% · 4.625%
HK$22,468
+HK$1,125/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,686/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,402
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,130
−HK$740/mo
Today · 4.125%
HK$24,870
baseline
▲ 0.50% · 4.625%
HK$26,383
+HK$1,513/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,740/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,288 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,035
−HK$1,406/mo
▼ 0.25% · 3.875%
HK$26,733
−HK$708/mo
Today · 4.125%
HK$27,441
baseline
▲ 0.50% · 4.625%
HK$28,888
+HK$1,447/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$54,882/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,288 · Scale 2, in force from 26 Feb 2026)