LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,015
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$134,059
−HK$4,109/mo
Today · 4.125%
HK$138,168
baseline
▲ 0.50% · 4.625%
HK$146,575
+HK$8,407/mo
Deposit HK$28.51M · loan HK$28.51M · min. income ≈ HK$276,336/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,423,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,641
−HK$7,814/mo
▼ 0.25% · 3.875%
HK$148,520
−HK$3,935/mo
Today · 4.125%
HK$152,455
baseline
▲ 0.50% · 4.625%
HK$160,491
+HK$8,036/mo
Deposit HK$28.51M · loan HK$28.51M · min. income ≈ HK$304,910/mo (50% DSR)
Upfront cash ≈ HK$30.93M (deposit + AVD stamp duty HK$2,423,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,018
−HK$9,784/mo
▼ 0.25% · 3.875%
HK$160,871
−HK$4,931/mo
Today · 4.125%
HK$165,802
baseline
▲ 0.50% · 4.625%
HK$175,891
+HK$10,089/mo
Deposit HK$22.81M · loan HK$34.21M · min. income ≈ HK$331,604/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$2,423,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,569
−HK$9,377/mo
▼ 0.25% · 3.875%
HK$178,224
−HK$4,722/mo
Today · 4.125%
HK$182,946
baseline
▲ 0.50% · 4.625%
HK$192,589
+HK$9,643/mo
Deposit HK$22.81M · loan HK$34.21M · min. income ≈ HK$365,892/mo (50% DSR)
Upfront cash ≈ HK$25.23M (deposit + AVD stamp duty HK$2,423,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,021
−HK$11,415/mo
▼ 0.25% · 3.875%
HK$187,683
−HK$5,753/mo
Today · 4.125%
HK$193,436
baseline
▲ 0.50% · 4.625%
HK$205,206
+HK$11,770/mo
Deposit HK$17.11M · loan HK$39.91M · min. income ≈ HK$386,872/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$2,423,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,497
−HK$10,940/mo
▼ 0.25% · 3.875%
HK$207,928
−HK$5,509/mo
Today · 4.125%
HK$213,437
baseline
▲ 0.50% · 4.625%
HK$224,688
+HK$11,251/mo
Deposit HK$17.11M · loan HK$39.91M · min. income ≈ HK$426,874/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$2,423,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,027
−HK$14,676/mo
▼ 0.25% · 3.875%
HK$241,307
−HK$7,396/mo
Today · 4.125%
HK$248,703
baseline
▲ 0.50% · 4.625%
HK$263,836
+HK$15,133/mo
Deposit HK$5.70M · loan HK$51.32M · min. income ≈ HK$497,406/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,423,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,353
−HK$14,066/mo
▼ 0.25% · 3.875%
HK$267,336
−HK$7,083/mo
Today · 4.125%
HK$274,419
baseline
▲ 0.50% · 4.625%
HK$288,884
+HK$14,465/mo
Deposit HK$5.70M · loan HK$51.32M · min. income ≈ HK$548,838/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,423,257 · Scale 2, in force from 26 Feb 2026)