LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,002
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,406
−HK$411/mo
Today · 4.125%
HK$13,817
baseline
▲ 0.50% · 4.625%
HK$14,658
+HK$841/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,634/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,465
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,852
−HK$394/mo
Today · 4.125%
HK$15,246
baseline
▲ 0.50% · 4.625%
HK$16,050
+HK$804/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,492/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,602
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,088
−HK$493/mo
Today · 4.125%
HK$16,581
baseline
▲ 0.50% · 4.625%
HK$17,590
+HK$1,009/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,162/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,357
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,823
−HK$472/mo
Today · 4.125%
HK$18,295
baseline
▲ 0.50% · 4.625%
HK$19,260
+HK$965/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,590/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,203
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,769
−HK$575/mo
Today · 4.125%
HK$19,344
baseline
▲ 0.50% · 4.625%
HK$20,521
+HK$1,177/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,688/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,250
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,793
−HK$551/mo
Today · 4.125%
HK$21,344
baseline
▲ 0.50% · 4.625%
HK$22,469
+HK$1,125/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,688/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,403
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,131
−HK$740/mo
Today · 4.125%
HK$24,871
baseline
▲ 0.50% · 4.625%
HK$26,384
+HK$1,513/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,742/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,036
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,734
−HK$709/mo
Today · 4.125%
HK$27,443
baseline
▲ 0.50% · 4.625%
HK$28,889
+HK$1,446/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$54,886/mo (50% DSR)
Upfront cash ≈ HK$698K (deposit + AVD stamp duty HK$128,295 · Scale 2, in force from 26 Feb 2026)