LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,003
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,408
−HK$411/mo
Today · 4.125%
HK$13,819
baseline
▲ 0.50% · 4.625%
HK$14,660
+HK$841/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,638/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,466
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,854
−HK$394/mo
Today · 4.125%
HK$15,248
baseline
▲ 0.50% · 4.625%
HK$16,051
+HK$803/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,496/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,604
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,089
−HK$494/mo
Today · 4.125%
HK$16,583
baseline
▲ 0.50% · 4.625%
HK$17,592
+HK$1,009/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,166/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,359
−HK$938/mo
▼ 0.25% · 3.875%
HK$17,825
−HK$472/mo
Today · 4.125%
HK$18,297
baseline
▲ 0.50% · 4.625%
HK$19,262
+HK$965/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,594/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,205
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$18,771
−HK$575/mo
Today · 4.125%
HK$19,346
baseline
▲ 0.50% · 4.625%
HK$20,523
+HK$1,177/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,692/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,253
−HK$1,094/mo
▼ 0.25% · 3.875%
HK$20,796
−HK$551/mo
Today · 4.125%
HK$21,347
baseline
▲ 0.50% · 4.625%
HK$22,472
+HK$1,125/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,694/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,406
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,134
−HK$740/mo
Today · 4.125%
HK$24,874
baseline
▲ 0.50% · 4.625%
HK$26,387
+HK$1,513/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$49,748/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$128,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,039
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,737
−HK$709/mo
Today · 4.125%
HK$27,446
baseline
▲ 0.50% · 4.625%
HK$28,892
+HK$1,446/mo
Deposit HK$570K · loan HK$5.13M · min. income ≈ HK$54,892/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$128,309 · Scale 2, in force from 26 Feb 2026)