LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,042
−HK$8,155/mo
▼ 0.25% · 3.875%
HK$134,087
−HK$4,110/mo
Today · 4.125%
HK$138,197
baseline
▲ 0.50% · 4.625%
HK$146,606
+HK$8,409/mo
Deposit HK$28.51M · loan HK$28.51M · min. income ≈ HK$276,394/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,423,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,671
−HK$7,816/mo
▼ 0.25% · 3.875%
HK$148,551
−HK$3,936/mo
Today · 4.125%
HK$152,487
baseline
▲ 0.50% · 4.625%
HK$160,524
+HK$8,037/mo
Deposit HK$28.51M · loan HK$28.51M · min. income ≈ HK$304,974/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,423,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,051
−HK$9,785/mo
▼ 0.25% · 3.875%
HK$160,905
−HK$4,931/mo
Today · 4.125%
HK$165,836
baseline
▲ 0.50% · 4.625%
HK$175,927
+HK$10,091/mo
Deposit HK$22.81M · loan HK$34.22M · min. income ≈ HK$331,672/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$2,423,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,605
−HK$9,379/mo
▼ 0.25% · 3.875%
HK$178,261
−HK$4,723/mo
Today · 4.125%
HK$182,984
baseline
▲ 0.50% · 4.625%
HK$192,629
+HK$9,645/mo
Deposit HK$22.81M · loan HK$34.22M · min. income ≈ HK$365,968/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$2,423,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,059
−HK$11,417/mo
▼ 0.25% · 3.875%
HK$187,722
−HK$5,754/mo
Today · 4.125%
HK$193,476
baseline
▲ 0.50% · 4.625%
HK$205,248
+HK$11,772/mo
Deposit HK$17.11M · loan HK$39.92M · min. income ≈ HK$386,952/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$2,423,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,539
−HK$10,942/mo
▼ 0.25% · 3.875%
HK$207,971
−HK$5,510/mo
Today · 4.125%
HK$213,481
baseline
▲ 0.50% · 4.625%
HK$224,734
+HK$11,253/mo
Deposit HK$17.11M · loan HK$39.92M · min. income ≈ HK$426,962/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$2,423,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,076
−HK$14,679/mo
▼ 0.25% · 3.875%
HK$241,357
−HK$7,398/mo
Today · 4.125%
HK$248,755
baseline
▲ 0.50% · 4.625%
HK$263,891
+HK$15,136/mo
Deposit HK$5.70M · loan HK$51.33M · min. income ≈ HK$497,510/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,423,759 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,407
−HK$14,069/mo
▼ 0.25% · 3.875%
HK$267,391
−HK$7,085/mo
Today · 4.125%
HK$274,476
baseline
▲ 0.50% · 4.625%
HK$288,944
+HK$14,468/mo
Deposit HK$5.70M · loan HK$51.33M · min. income ≈ HK$548,952/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,423,759 · Scale 2, in force from 26 Feb 2026)