LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,055
−HK$8,156/mo
▼ 0.25% · 3.875%
HK$134,100
−HK$4,111/mo
Today · 4.125%
HK$138,211
baseline
▲ 0.50% · 4.625%
HK$146,620
+HK$8,409/mo
Deposit HK$28.52M · loan HK$28.52M · min. income ≈ HK$276,422/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,424,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,685
−HK$7,817/mo
▼ 0.25% · 3.875%
HK$148,565
−HK$3,937/mo
Today · 4.125%
HK$152,502
baseline
▲ 0.50% · 4.625%
HK$160,540
+HK$8,038/mo
Deposit HK$28.52M · loan HK$28.52M · min. income ≈ HK$305,004/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,424,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,066
−HK$9,787/mo
▼ 0.25% · 3.875%
HK$160,921
−HK$4,932/mo
Today · 4.125%
HK$165,853
baseline
▲ 0.50% · 4.625%
HK$175,945
+HK$10,092/mo
Deposit HK$22.81M · loan HK$34.22M · min. income ≈ HK$331,706/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$2,424,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,622
−HK$9,380/mo
▼ 0.25% · 3.875%
HK$178,278
−HK$4,724/mo
Today · 4.125%
HK$183,002
baseline
▲ 0.50% · 4.625%
HK$192,648
+HK$9,646/mo
Deposit HK$22.81M · loan HK$34.22M · min. income ≈ HK$366,004/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$2,424,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,077
−HK$11,418/mo
▼ 0.25% · 3.875%
HK$187,741
−HK$5,754/mo
Today · 4.125%
HK$193,495
baseline
▲ 0.50% · 4.625%
HK$205,269
+HK$11,774/mo
Deposit HK$17.11M · loan HK$39.92M · min. income ≈ HK$386,990/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$2,424,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,559
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$207,991
−HK$5,512/mo
Today · 4.125%
HK$213,503
baseline
▲ 0.50% · 4.625%
HK$224,757
+HK$11,254/mo
Deposit HK$17.11M · loan HK$39.92M · min. income ≈ HK$427,006/mo (50% DSR)
Upfront cash ≈ HK$19.53M (deposit + AVD stamp duty HK$2,424,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,099
−HK$14,680/mo
▼ 0.25% · 3.875%
HK$241,381
−HK$7,398/mo
Today · 4.125%
HK$248,779
baseline
▲ 0.50% · 4.625%
HK$263,917
+HK$15,138/mo
Deposit HK$5.70M · loan HK$51.33M · min. income ≈ HK$497,558/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,424,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,433
−HK$14,070/mo
▼ 0.25% · 3.875%
HK$267,418
−HK$7,085/mo
Today · 4.125%
HK$274,503
baseline
▲ 0.50% · 4.625%
HK$288,973
+HK$14,470/mo
Deposit HK$5.70M · loan HK$51.33M · min. income ≈ HK$549,006/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,424,000 · Scale 2, in force from 26 Feb 2026)