LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,065
−HK$8,157/mo
▼ 0.25% · 3.875%
HK$134,111
−HK$4,111/mo
Today · 4.125%
HK$138,222
baseline
▲ 0.50% · 4.625%
HK$146,632
+HK$8,410/mo
Deposit HK$28.52M · loan HK$28.52M · min. income ≈ HK$276,444/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,424,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,696
−HK$7,818/mo
▼ 0.25% · 3.875%
HK$148,577
−HK$3,937/mo
Today · 4.125%
HK$152,514
baseline
▲ 0.50% · 4.625%
HK$160,553
+HK$8,039/mo
Deposit HK$28.52M · loan HK$28.52M · min. income ≈ HK$305,028/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,424,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,078
−HK$9,788/mo
▼ 0.25% · 3.875%
HK$160,933
−HK$4,933/mo
Today · 4.125%
HK$165,866
baseline
▲ 0.50% · 4.625%
HK$175,958
+HK$10,092/mo
Deposit HK$22.82M · loan HK$34.22M · min. income ≈ HK$331,732/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$2,424,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,636
−HK$9,381/mo
▼ 0.25% · 3.875%
HK$178,292
−HK$4,725/mo
Today · 4.125%
HK$183,017
baseline
▲ 0.50% · 4.625%
HK$192,664
+HK$9,647/mo
Deposit HK$22.82M · loan HK$34.22M · min. income ≈ HK$366,034/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$2,424,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,091
−HK$11,419/mo
▼ 0.25% · 3.875%
HK$187,756
−HK$5,754/mo
Today · 4.125%
HK$193,510
baseline
▲ 0.50% · 4.625%
HK$205,285
+HK$11,775/mo
Deposit HK$17.11M · loan HK$39.93M · min. income ≈ HK$387,020/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$2,424,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,575
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$208,008
−HK$5,511/mo
Today · 4.125%
HK$213,519
baseline
▲ 0.50% · 4.625%
HK$224,774
+HK$11,255/mo
Deposit HK$17.11M · loan HK$39.93M · min. income ≈ HK$427,038/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$2,424,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,118
−HK$14,681/mo
▼ 0.25% · 3.875%
HK$241,400
−HK$7,399/mo
Today · 4.125%
HK$248,799
baseline
▲ 0.50% · 4.625%
HK$263,938
+HK$15,139/mo
Deposit HK$5.70M · loan HK$51.34M · min. income ≈ HK$497,598/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,424,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,453
−HK$14,072/mo
▼ 0.25% · 3.875%
HK$267,439
−HK$7,086/mo
Today · 4.125%
HK$274,525
baseline
▲ 0.50% · 4.625%
HK$288,996
+HK$14,471/mo
Deposit HK$5.70M · loan HK$51.34M · min. income ≈ HK$549,050/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,424,191 · Scale 2, in force from 26 Feb 2026)