LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,066
−HK$8,156/mo
▼ 0.25% · 3.875%
HK$134,112
−HK$4,110/mo
Today · 4.125%
HK$138,222
baseline
▲ 0.50% · 4.625%
HK$146,633
+HK$8,411/mo
Deposit HK$28.52M · loan HK$28.52M · min. income ≈ HK$276,444/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,424,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,697
−HK$7,818/mo
▼ 0.25% · 3.875%
HK$148,578
−HK$3,937/mo
Today · 4.125%
HK$152,515
baseline
▲ 0.50% · 4.625%
HK$160,554
+HK$8,039/mo
Deposit HK$28.52M · loan HK$28.52M · min. income ≈ HK$305,030/mo (50% DSR)
Upfront cash ≈ HK$30.94M (deposit + AVD stamp duty HK$2,424,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,079
−HK$9,788/mo
▼ 0.25% · 3.875%
HK$160,934
−HK$4,933/mo
Today · 4.125%
HK$165,867
baseline
▲ 0.50% · 4.625%
HK$175,959
+HK$10,092/mo
Deposit HK$22.82M · loan HK$34.22M · min. income ≈ HK$331,734/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$2,424,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,636
−HK$9,381/mo
▼ 0.25% · 3.875%
HK$178,293
−HK$4,724/mo
Today · 4.125%
HK$183,017
baseline
▲ 0.50% · 4.625%
HK$192,665
+HK$9,648/mo
Deposit HK$22.82M · loan HK$34.22M · min. income ≈ HK$366,034/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$2,424,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,092
−HK$11,419/mo
▼ 0.25% · 3.875%
HK$187,756
−HK$5,755/mo
Today · 4.125%
HK$193,511
baseline
▲ 0.50% · 4.625%
HK$205,286
+HK$11,775/mo
Deposit HK$17.11M · loan HK$39.93M · min. income ≈ HK$387,022/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$2,424,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,576
−HK$10,944/mo
▼ 0.25% · 3.875%
HK$208,009
−HK$5,511/mo
Today · 4.125%
HK$213,520
baseline
▲ 0.50% · 4.625%
HK$224,775
+HK$11,255/mo
Deposit HK$17.11M · loan HK$39.93M · min. income ≈ HK$427,040/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$2,424,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,119
−HK$14,681/mo
▼ 0.25% · 3.875%
HK$241,401
−HK$7,399/mo
Today · 4.125%
HK$248,800
baseline
▲ 0.50% · 4.625%
HK$263,939
+HK$15,139/mo
Deposit HK$5.70M · loan HK$51.34M · min. income ≈ HK$497,600/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,424,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,455
−HK$14,071/mo
▼ 0.25% · 3.875%
HK$267,440
−HK$7,086/mo
Today · 4.125%
HK$274,526
baseline
▲ 0.50% · 4.625%
HK$288,997
+HK$14,471/mo
Deposit HK$5.70M · loan HK$51.34M · min. income ≈ HK$549,052/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,424,202 · Scale 2, in force from 26 Feb 2026)