LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,086
−HK$8,157/mo
▼ 0.25% · 3.875%
HK$134,132
−HK$4,111/mo
Today · 4.125%
HK$138,243
baseline
▲ 0.50% · 4.625%
HK$146,655
+HK$8,412/mo
Deposit HK$28.52M · loan HK$28.52M · min. income ≈ HK$276,486/mo (50% DSR)
Upfront cash ≈ HK$30.95M (deposit + AVD stamp duty HK$2,424,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,719
−HK$7,819/mo
▼ 0.25% · 3.875%
HK$148,600
−HK$3,938/mo
Today · 4.125%
HK$152,538
baseline
▲ 0.50% · 4.625%
HK$160,578
+HK$8,040/mo
Deposit HK$28.52M · loan HK$28.52M · min. income ≈ HK$305,076/mo (50% DSR)
Upfront cash ≈ HK$30.95M (deposit + AVD stamp duty HK$2,424,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,103
−HK$9,789/mo
▼ 0.25% · 3.875%
HK$160,959
−HK$4,933/mo
Today · 4.125%
HK$165,892
baseline
▲ 0.50% · 4.625%
HK$175,986
+HK$10,094/mo
Deposit HK$22.82M · loan HK$34.23M · min. income ≈ HK$331,784/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$2,424,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,663
−HK$9,382/mo
▼ 0.25% · 3.875%
HK$178,320
−HK$4,725/mo
Today · 4.125%
HK$183,045
baseline
▲ 0.50% · 4.625%
HK$192,694
+HK$9,649/mo
Deposit HK$22.82M · loan HK$34.23M · min. income ≈ HK$366,090/mo (50% DSR)
Upfront cash ≈ HK$25.24M (deposit + AVD stamp duty HK$2,424,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,120
−HK$11,421/mo
▼ 0.25% · 3.875%
HK$187,785
−HK$5,756/mo
Today · 4.125%
HK$193,541
baseline
▲ 0.50% · 4.625%
HK$205,317
+HK$11,776/mo
Deposit HK$17.11M · loan HK$39.93M · min. income ≈ HK$387,082/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$2,424,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,607
−HK$10,946/mo
▼ 0.25% · 3.875%
HK$208,040
−HK$5,513/mo
Today · 4.125%
HK$213,553
baseline
▲ 0.50% · 4.625%
HK$224,810
+HK$11,257/mo
Deposit HK$17.11M · loan HK$39.93M · min. income ≈ HK$427,106/mo (50% DSR)
Upfront cash ≈ HK$19.54M (deposit + AVD stamp duty HK$2,424,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,154
−HK$14,684/mo
▼ 0.25% · 3.875%
HK$241,438
−HK$7,400/mo
Today · 4.125%
HK$248,838
baseline
▲ 0.50% · 4.625%
HK$263,979
+HK$15,141/mo
Deposit HK$5.70M · loan HK$51.34M · min. income ≈ HK$497,676/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,424,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,494
−HK$14,074/mo
▼ 0.25% · 3.875%
HK$267,481
−HK$7,087/mo
Today · 4.125%
HK$274,568
baseline
▲ 0.50% · 4.625%
HK$289,041
+HK$14,473/mo
Deposit HK$5.70M · loan HK$51.34M · min. income ≈ HK$549,136/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,424,571 · Scale 2, in force from 26 Feb 2026)