LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,013
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,418
−HK$411/mo
Today · 4.125%
HK$13,829
baseline
▲ 0.50% · 4.625%
HK$14,670
+HK$841/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$27,658/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,477
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,865
−HK$394/mo
Today · 4.125%
HK$15,259
baseline
▲ 0.50% · 4.625%
HK$16,063
+HK$804/mo
Deposit HK$2.85M · loan HK$2.85M · min. income ≈ HK$30,518/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,616
−HK$979/mo
▼ 0.25% · 3.875%
HK$16,101
−HK$494/mo
Today · 4.125%
HK$16,595
baseline
▲ 0.50% · 4.625%
HK$17,605
+HK$1,010/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$33,190/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,372
−HK$939/mo
▼ 0.25% · 3.875%
HK$17,838
−HK$473/mo
Today · 4.125%
HK$18,311
baseline
▲ 0.50% · 4.625%
HK$19,276
+HK$965/mo
Deposit HK$2.28M · loan HK$3.42M · min. income ≈ HK$36,622/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,218
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,785
−HK$576/mo
Today · 4.125%
HK$19,361
baseline
▲ 0.50% · 4.625%
HK$20,539
+HK$1,178/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$38,722/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,268
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,811
−HK$552/mo
Today · 4.125%
HK$21,363
baseline
▲ 0.50% · 4.625%
HK$22,489
+HK$1,126/mo
Deposit HK$1.71M · loan HK$3.99M · min. income ≈ HK$42,726/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,423
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$24,152
−HK$740/mo
Today · 4.125%
HK$24,892
baseline
▲ 0.50% · 4.625%
HK$26,407
+HK$1,515/mo
Deposit HK$571K · loan HK$5.14M · min. income ≈ HK$49,784/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$128,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,058
−HK$1,408/mo
▼ 0.25% · 3.875%
HK$26,757
−HK$709/mo
Today · 4.125%
HK$27,466
baseline
▲ 0.50% · 4.625%
HK$28,914
+HK$1,448/mo
Deposit HK$571K · loan HK$5.14M · min. income ≈ HK$54,932/mo (50% DSR)
Upfront cash ≈ HK$699K (deposit + AVD stamp duty HK$128,404 · Scale 2, in force from 26 Feb 2026)