LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,156
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$134,205
−HK$4,113/mo
Today · 4.125%
HK$138,318
baseline
▲ 0.50% · 4.625%
HK$146,735
+HK$8,417/mo
Deposit HK$28.54M · loan HK$28.54M · min. income ≈ HK$276,636/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$2,425,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,798
−HK$7,823/mo
▼ 0.25% · 3.875%
HK$148,681
−HK$3,940/mo
Today · 4.125%
HK$152,621
baseline
▲ 0.50% · 4.625%
HK$160,665
+HK$8,044/mo
Deposit HK$28.54M · loan HK$28.54M · min. income ≈ HK$305,242/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$2,425,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,188
−HK$9,794/mo
▼ 0.25% · 3.875%
HK$161,046
−HK$4,936/mo
Today · 4.125%
HK$165,982
baseline
▲ 0.50% · 4.625%
HK$176,082
+HK$10,100/mo
Deposit HK$22.83M · loan HK$34.25M · min. income ≈ HK$331,964/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$2,425,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,757
−HK$9,388/mo
▼ 0.25% · 3.875%
HK$178,417
−HK$4,728/mo
Today · 4.125%
HK$183,145
baseline
▲ 0.50% · 4.625%
HK$192,799
+HK$9,654/mo
Deposit HK$22.83M · loan HK$34.25M · min. income ≈ HK$366,290/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$2,425,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,219
−HK$11,427/mo
▼ 0.25% · 3.875%
HK$187,887
−HK$5,759/mo
Today · 4.125%
HK$193,646
baseline
▲ 0.50% · 4.625%
HK$205,429
+HK$11,783/mo
Deposit HK$17.12M · loan HK$39.96M · min. income ≈ HK$387,292/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$2,425,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,717
−HK$10,952/mo
▼ 0.25% · 3.875%
HK$208,153
−HK$5,516/mo
Today · 4.125%
HK$213,669
baseline
▲ 0.50% · 4.625%
HK$224,932
+HK$11,263/mo
Deposit HK$17.12M · loan HK$39.96M · min. income ≈ HK$427,338/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$2,425,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,281
−HK$14,692/mo
▼ 0.25% · 3.875%
HK$241,569
−HK$7,404/mo
Today · 4.125%
HK$248,973
baseline
▲ 0.50% · 4.625%
HK$264,122
+HK$15,149/mo
Deposit HK$5.71M · loan HK$51.37M · min. income ≈ HK$497,946/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,425,888 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,636
−HK$14,081/mo
▼ 0.25% · 3.875%
HK$267,626
−HK$7,091/mo
Today · 4.125%
HK$274,717
baseline
▲ 0.50% · 4.625%
HK$289,198
+HK$14,481/mo
Deposit HK$5.71M · loan HK$51.37M · min. income ≈ HK$549,434/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,425,888 · Scale 2, in force from 26 Feb 2026)