LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,162
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$134,210
−HK$4,114/mo
Today · 4.125%
HK$138,324
baseline
▲ 0.50% · 4.625%
HK$146,740
+HK$8,416/mo
Deposit HK$28.54M · loan HK$28.54M · min. income ≈ HK$276,648/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$2,425,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,803
−HK$7,824/mo
▼ 0.25% · 3.875%
HK$148,687
−HK$3,940/mo
Today · 4.125%
HK$152,627
baseline
▲ 0.50% · 4.625%
HK$160,672
+HK$8,045/mo
Deposit HK$28.54M · loan HK$28.54M · min. income ≈ HK$305,254/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$2,425,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,194
−HK$9,795/mo
▼ 0.25% · 3.875%
HK$161,052
−HK$4,937/mo
Today · 4.125%
HK$165,989
baseline
▲ 0.50% · 4.625%
HK$176,089
+HK$10,100/mo
Deposit HK$22.83M · loan HK$34.25M · min. income ≈ HK$331,978/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$2,425,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,764
−HK$9,388/mo
▼ 0.25% · 3.875%
HK$178,424
−HK$4,728/mo
Today · 4.125%
HK$183,152
baseline
▲ 0.50% · 4.625%
HK$192,806
+HK$9,654/mo
Deposit HK$22.83M · loan HK$34.25M · min. income ≈ HK$366,304/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$2,425,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,226
−HK$11,427/mo
▼ 0.25% · 3.875%
HK$187,894
−HK$5,759/mo
Today · 4.125%
HK$193,653
baseline
▲ 0.50% · 4.625%
HK$205,437
+HK$11,784/mo
Deposit HK$17.12M · loan HK$39.96M · min. income ≈ HK$387,306/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$2,425,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,725
−HK$10,952/mo
▼ 0.25% · 3.875%
HK$208,162
−HK$5,515/mo
Today · 4.125%
HK$213,677
baseline
▲ 0.50% · 4.625%
HK$224,941
+HK$11,264/mo
Deposit HK$17.12M · loan HK$39.96M · min. income ≈ HK$427,354/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$2,425,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,291
−HK$14,692/mo
▼ 0.25% · 3.875%
HK$241,579
−HK$7,404/mo
Today · 4.125%
HK$248,983
baseline
▲ 0.50% · 4.625%
HK$264,133
+HK$15,150/mo
Deposit HK$5.71M · loan HK$51.37M · min. income ≈ HK$497,966/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,425,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,646
−HK$14,082/mo
▼ 0.25% · 3.875%
HK$267,637
−HK$7,091/mo
Today · 4.125%
HK$274,728
baseline
▲ 0.50% · 4.625%
HK$289,209
+HK$14,481/mo
Deposit HK$5.71M · loan HK$51.37M · min. income ≈ HK$549,456/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,425,984 · Scale 2, in force from 26 Feb 2026)