LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,170
−HK$8,162/mo
▼ 0.25% · 3.875%
HK$134,219
−HK$4,113/mo
Today · 4.125%
HK$138,332
baseline
▲ 0.50% · 4.625%
HK$146,750
+HK$8,418/mo
Deposit HK$28.54M · loan HK$28.54M · min. income ≈ HK$276,664/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$2,426,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,812
−HK$7,824/mo
▼ 0.25% · 3.875%
HK$148,696
−HK$3,940/mo
Today · 4.125%
HK$152,636
baseline
▲ 0.50% · 4.625%
HK$160,682
+HK$8,046/mo
Deposit HK$28.54M · loan HK$28.54M · min. income ≈ HK$305,272/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$2,426,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,203
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$161,062
−HK$4,937/mo
Today · 4.125%
HK$165,999
baseline
▲ 0.50% · 4.625%
HK$176,099
+HK$10,100/mo
Deposit HK$22.83M · loan HK$34.25M · min. income ≈ HK$331,998/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$2,426,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,775
−HK$9,388/mo
▼ 0.25% · 3.875%
HK$178,435
−HK$4,728/mo
Today · 4.125%
HK$183,163
baseline
▲ 0.50% · 4.625%
HK$192,818
+HK$9,655/mo
Deposit HK$22.83M · loan HK$34.25M · min. income ≈ HK$366,326/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$2,426,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,237
−HK$11,428/mo
▼ 0.25% · 3.875%
HK$187,906
−HK$5,759/mo
Today · 4.125%
HK$193,665
baseline
▲ 0.50% · 4.625%
HK$205,449
+HK$11,784/mo
Deposit HK$17.13M · loan HK$39.96M · min. income ≈ HK$387,330/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$2,426,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,737
−HK$10,954/mo
▼ 0.25% · 3.875%
HK$208,175
−HK$5,516/mo
Today · 4.125%
HK$213,691
baseline
▲ 0.50% · 4.625%
HK$224,954
+HK$11,263/mo
Deposit HK$17.13M · loan HK$39.96M · min. income ≈ HK$427,382/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$2,426,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,305
−HK$14,693/mo
▼ 0.25% · 3.875%
HK$241,593
−HK$7,405/mo
Today · 4.125%
HK$248,998
baseline
▲ 0.50% · 4.625%
HK$264,149
+HK$15,151/mo
Deposit HK$5.71M · loan HK$51.38M · min. income ≈ HK$497,996/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,426,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,662
−HK$14,083/mo
▼ 0.25% · 3.875%
HK$267,653
−HK$7,092/mo
Today · 4.125%
HK$274,745
baseline
▲ 0.50% · 4.625%
HK$289,227
+HK$14,482/mo
Deposit HK$5.71M · loan HK$51.38M · min. income ≈ HK$549,490/mo (50% DSR)
Upfront cash ≈ HK$8.13M (deposit + AVD stamp duty HK$2,426,134 · Scale 2, in force from 26 Feb 2026)