LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,184
−HK$8,164/mo
▼ 0.25% · 3.875%
HK$134,234
−HK$4,114/mo
Today · 4.125%
HK$138,348
baseline
▲ 0.50% · 4.625%
HK$146,766
+HK$8,418/mo
Deposit HK$28.55M · loan HK$28.55M · min. income ≈ HK$276,696/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$2,426,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,829
−HK$7,824/mo
▼ 0.25% · 3.875%
HK$148,713
−HK$3,940/mo
Today · 4.125%
HK$152,653
baseline
▲ 0.50% · 4.625%
HK$160,700
+HK$8,047/mo
Deposit HK$28.55M · loan HK$28.55M · min. income ≈ HK$305,306/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$2,426,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,221
−HK$9,796/mo
▼ 0.25% · 3.875%
HK$161,080
−HK$4,937/mo
Today · 4.125%
HK$166,017
baseline
▲ 0.50% · 4.625%
HK$176,119
+HK$10,102/mo
Deposit HK$22.84M · loan HK$34.26M · min. income ≈ HK$332,034/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$2,426,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,794
−HK$9,390/mo
▼ 0.25% · 3.875%
HK$178,455
−HK$4,729/mo
Today · 4.125%
HK$183,184
baseline
▲ 0.50% · 4.625%
HK$192,840
+HK$9,656/mo
Deposit HK$22.84M · loan HK$34.26M · min. income ≈ HK$366,368/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$2,426,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,258
−HK$11,429/mo
▼ 0.25% · 3.875%
HK$187,927
−HK$5,760/mo
Today · 4.125%
HK$193,687
baseline
▲ 0.50% · 4.625%
HK$205,472
+HK$11,785/mo
Deposit HK$17.13M · loan HK$39.96M · min. income ≈ HK$387,374/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$2,426,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,760
−HK$10,955/mo
▼ 0.25% · 3.875%
HK$208,198
−HK$5,517/mo
Today · 4.125%
HK$213,715
baseline
▲ 0.50% · 4.625%
HK$224,980
+HK$11,265/mo
Deposit HK$17.13M · loan HK$39.96M · min. income ≈ HK$427,430/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$2,426,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,332
−HK$14,694/mo
▼ 0.25% · 3.875%
HK$241,621
−HK$7,405/mo
Today · 4.125%
HK$249,026
baseline
▲ 0.50% · 4.625%
HK$264,179
+HK$15,153/mo
Deposit HK$5.71M · loan HK$51.38M · min. income ≈ HK$498,052/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,426,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,692
−HK$14,084/mo
▼ 0.25% · 3.875%
HK$267,683
−HK$7,093/mo
Today · 4.125%
HK$274,776
baseline
▲ 0.50% · 4.625%
HK$289,260
+HK$14,484/mo
Deposit HK$5.71M · loan HK$51.38M · min. income ≈ HK$549,552/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,426,407 · Scale 2, in force from 26 Feb 2026)