LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,187
−HK$8,163/mo
▼ 0.25% · 3.875%
HK$134,236
−HK$4,114/mo
Today · 4.125%
HK$138,350
baseline
▲ 0.50% · 4.625%
HK$146,769
+HK$8,419/mo
Deposit HK$28.55M · loan HK$28.55M · min. income ≈ HK$276,700/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$2,426,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,831
−HK$7,825/mo
▼ 0.25% · 3.875%
HK$148,716
−HK$3,940/mo
Today · 4.125%
HK$152,656
baseline
▲ 0.50% · 4.625%
HK$160,703
+HK$8,047/mo
Deposit HK$28.55M · loan HK$28.55M · min. income ≈ HK$305,312/mo (50% DSR)
Upfront cash ≈ HK$30.97M (deposit + AVD stamp duty HK$2,426,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,224
−HK$9,797/mo
▼ 0.25% · 3.875%
HK$161,083
−HK$4,938/mo
Today · 4.125%
HK$166,021
baseline
▲ 0.50% · 4.625%
HK$176,122
+HK$10,101/mo
Deposit HK$22.84M · loan HK$34.26M · min. income ≈ HK$332,042/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$2,426,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,798
−HK$9,389/mo
▼ 0.25% · 3.875%
HK$178,459
−HK$4,728/mo
Today · 4.125%
HK$183,187
baseline
▲ 0.50% · 4.625%
HK$192,843
+HK$9,656/mo
Deposit HK$22.84M · loan HK$34.26M · min. income ≈ HK$366,374/mo (50% DSR)
Upfront cash ≈ HK$25.26M (deposit + AVD stamp duty HK$2,426,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,261
−HK$11,430/mo
▼ 0.25% · 3.875%
HK$187,931
−HK$5,760/mo
Today · 4.125%
HK$193,691
baseline
▲ 0.50% · 4.625%
HK$205,476
+HK$11,785/mo
Deposit HK$17.13M · loan HK$39.97M · min. income ≈ HK$387,382/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$2,426,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,764
−HK$10,954/mo
▼ 0.25% · 3.875%
HK$208,202
−HK$5,516/mo
Today · 4.125%
HK$213,718
baseline
▲ 0.50% · 4.625%
HK$224,984
+HK$11,266/mo
Deposit HK$17.13M · loan HK$39.97M · min. income ≈ HK$427,436/mo (50% DSR)
Upfront cash ≈ HK$19.55M (deposit + AVD stamp duty HK$2,426,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,336
−HK$14,695/mo
▼ 0.25% · 3.875%
HK$241,625
−HK$7,406/mo
Today · 4.125%
HK$249,031
baseline
▲ 0.50% · 4.625%
HK$264,184
+HK$15,153/mo
Deposit HK$5.71M · loan HK$51.38M · min. income ≈ HK$498,062/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,426,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,696
−HK$14,085/mo
▼ 0.25% · 3.875%
HK$267,688
−HK$7,093/mo
Today · 4.125%
HK$274,781
baseline
▲ 0.50% · 4.625%
HK$289,265
+HK$14,484/mo
Deposit HK$5.71M · loan HK$51.38M · min. income ≈ HK$549,562/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,426,451 · Scale 2, in force from 26 Feb 2026)