LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,021
−HK$816/mo
▼ 0.25% · 3.875%
HK$13,426
−HK$411/mo
Today · 4.125%
HK$13,837
baseline
▲ 0.50% · 4.625%
HK$14,679
+HK$842/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,674/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,486
−HK$782/mo
▼ 0.25% · 3.875%
HK$14,874
−HK$394/mo
Today · 4.125%
HK$15,268
baseline
▲ 0.50% · 4.625%
HK$16,073
+HK$805/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,536/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,625
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,111
−HK$494/mo
Today · 4.125%
HK$16,605
baseline
▲ 0.50% · 4.625%
HK$17,615
+HK$1,010/mo
Deposit HK$2.28M · loan HK$3.43M · min. income ≈ HK$33,210/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,383
−HK$939/mo
▼ 0.25% · 3.875%
HK$17,849
−HK$473/mo
Today · 4.125%
HK$18,322
baseline
▲ 0.50% · 4.625%
HK$19,288
+HK$966/mo
Deposit HK$2.28M · loan HK$3.43M · min. income ≈ HK$36,644/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,229
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,796
−HK$576/mo
Today · 4.125%
HK$19,372
baseline
▲ 0.50% · 4.625%
HK$20,551
+HK$1,179/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$38,744/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,280
−HK$1,095/mo
▼ 0.25% · 3.875%
HK$20,824
−HK$551/mo
Today · 4.125%
HK$21,375
baseline
▲ 0.50% · 4.625%
HK$22,502
+HK$1,127/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$42,750/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,437
−HK$1,470/mo
▼ 0.25% · 3.875%
HK$24,167
−HK$740/mo
Today · 4.125%
HK$24,907
baseline
▲ 0.50% · 4.625%
HK$26,423
+HK$1,516/mo
Deposit HK$571K · loan HK$5.14M · min. income ≈ HK$49,814/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,074
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,773
−HK$710/mo
Today · 4.125%
HK$27,483
baseline
▲ 0.50% · 4.625%
HK$28,931
+HK$1,448/mo
Deposit HK$571K · loan HK$5.14M · min. income ≈ HK$54,966/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,481 · Scale 2, in force from 26 Feb 2026)