LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,219
−HK$8,166/mo
▼ 0.25% · 3.875%
HK$134,270
−HK$4,115/mo
Today · 4.125%
HK$138,385
baseline
▲ 0.50% · 4.625%
HK$146,806
+HK$8,421/mo
Deposit HK$28.55M · loan HK$28.55M · min. income ≈ HK$276,770/mo (50% DSR)
Upfront cash ≈ HK$30.98M (deposit + AVD stamp duty HK$2,427,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,868
−HK$7,826/mo
▼ 0.25% · 3.875%
HK$148,753
−HK$3,941/mo
Today · 4.125%
HK$152,694
baseline
▲ 0.50% · 4.625%
HK$160,743
+HK$8,049/mo
Deposit HK$28.55M · loan HK$28.55M · min. income ≈ HK$305,388/mo (50% DSR)
Upfront cash ≈ HK$30.98M (deposit + AVD stamp duty HK$2,427,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,263
−HK$9,799/mo
▼ 0.25% · 3.875%
HK$161,124
−HK$4,938/mo
Today · 4.125%
HK$166,062
baseline
▲ 0.50% · 4.625%
HK$176,167
+HK$10,105/mo
Deposit HK$22.84M · loan HK$34.26M · min. income ≈ HK$332,124/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$2,427,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,841
−HK$9,392/mo
▼ 0.25% · 3.875%
HK$178,503
−HK$4,730/mo
Today · 4.125%
HK$183,233
baseline
▲ 0.50% · 4.625%
HK$192,892
+HK$9,659/mo
Deposit HK$22.84M · loan HK$34.26M · min. income ≈ HK$366,466/mo (50% DSR)
Upfront cash ≈ HK$25.27M (deposit + AVD stamp duty HK$2,427,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,307
−HK$11,432/mo
▼ 0.25% · 3.875%
HK$187,978
−HK$5,761/mo
Today · 4.125%
HK$193,739
baseline
▲ 0.50% · 4.625%
HK$205,528
+HK$11,789/mo
Deposit HK$17.13M · loan HK$39.98M · min. income ≈ HK$387,478/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$2,427,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,815
−HK$10,957/mo
▼ 0.25% · 3.875%
HK$208,254
−HK$5,518/mo
Today · 4.125%
HK$213,772
baseline
▲ 0.50% · 4.625%
HK$225,040
+HK$11,268/mo
Deposit HK$17.13M · loan HK$39.98M · min. income ≈ HK$427,544/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$2,427,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,395
−HK$14,698/mo
▼ 0.25% · 3.875%
HK$241,686
−HK$7,407/mo
Today · 4.125%
HK$249,093
baseline
▲ 0.50% · 4.625%
HK$264,250
+HK$15,157/mo
Deposit HK$5.71M · loan HK$51.40M · min. income ≈ HK$498,186/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,427,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,762
−HK$14,088/mo
▼ 0.25% · 3.875%
HK$267,755
−HK$7,095/mo
Today · 4.125%
HK$274,850
baseline
▲ 0.50% · 4.625%
HK$289,337
+HK$14,487/mo
Deposit HK$5.71M · loan HK$51.40M · min. income ≈ HK$549,700/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,427,059 · Scale 2, in force from 26 Feb 2026)