LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,246
−HK$8,168/mo
▼ 0.25% · 3.875%
HK$134,298
−HK$4,116/mo
Today · 4.125%
HK$138,414
baseline
▲ 0.50% · 4.625%
HK$146,836
+HK$8,422/mo
Deposit HK$28.56M · loan HK$28.56M · min. income ≈ HK$276,828/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$2,427,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,898
−HK$7,828/mo
▼ 0.25% · 3.875%
HK$148,784
−HK$3,942/mo
Today · 4.125%
HK$152,726
baseline
▲ 0.50% · 4.625%
HK$160,776
+HK$8,050/mo
Deposit HK$28.56M · loan HK$28.56M · min. income ≈ HK$305,452/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$2,427,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,295
−HK$9,802/mo
▼ 0.25% · 3.875%
HK$161,157
−HK$4,940/mo
Today · 4.125%
HK$166,097
baseline
▲ 0.50% · 4.625%
HK$176,203
+HK$10,106/mo
Deposit HK$22.85M · loan HK$34.27M · min. income ≈ HK$332,194/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$2,427,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,877
−HK$9,394/mo
▼ 0.25% · 3.875%
HK$178,540
−HK$4,731/mo
Today · 4.125%
HK$183,271
baseline
▲ 0.50% · 4.625%
HK$192,932
+HK$9,661/mo
Deposit HK$22.85M · loan HK$34.27M · min. income ≈ HK$366,542/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$2,427,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,345
−HK$11,434/mo
▼ 0.25% · 3.875%
HK$188,017
−HK$5,762/mo
Today · 4.125%
HK$193,779
baseline
▲ 0.50% · 4.625%
HK$205,570
+HK$11,791/mo
Deposit HK$17.14M · loan HK$39.98M · min. income ≈ HK$387,558/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$2,427,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,857
−HK$10,959/mo
▼ 0.25% · 3.875%
HK$208,297
−HK$5,519/mo
Today · 4.125%
HK$213,816
baseline
▲ 0.50% · 4.625%
HK$225,087
+HK$11,271/mo
Deposit HK$17.14M · loan HK$39.98M · min. income ≈ HK$427,632/mo (50% DSR)
Upfront cash ≈ HK$19.56M (deposit + AVD stamp duty HK$2,427,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,443
−HK$14,702/mo
▼ 0.25% · 3.875%
HK$241,736
−HK$7,409/mo
Today · 4.125%
HK$249,145
baseline
▲ 0.50% · 4.625%
HK$264,305
+HK$15,160/mo
Deposit HK$5.71M · loan HK$51.41M · min. income ≈ HK$498,290/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,427,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,816
−HK$14,091/mo
▼ 0.25% · 3.875%
HK$267,811
−HK$7,096/mo
Today · 4.125%
HK$274,907
baseline
▲ 0.50% · 4.625%
HK$289,397
+HK$14,490/mo
Deposit HK$5.71M · loan HK$51.41M · min. income ≈ HK$549,814/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,427,563 · Scale 2, in force from 26 Feb 2026)