LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,026
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,431
−HK$412/mo
Today · 4.125%
HK$13,843
baseline
▲ 0.50% · 4.625%
HK$14,685
+HK$842/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,686/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,492
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,880
−HK$395/mo
Today · 4.125%
HK$15,275
baseline
▲ 0.50% · 4.625%
HK$16,080
+HK$805/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,550/mo (50% DSR)
Upfront cash ≈ HK$2.98M (deposit + AVD stamp duty HK$128,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,632
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,118
−HK$494/mo
Today · 4.125%
HK$16,612
baseline
▲ 0.50% · 4.625%
HK$17,623
+HK$1,011/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,224/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,390
−HK$939/mo
▼ 0.25% · 3.875%
HK$17,856
−HK$473/mo
Today · 4.125%
HK$18,329
baseline
▲ 0.50% · 4.625%
HK$19,296
+HK$967/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,658/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,237
−HK$1,143/mo
▼ 0.25% · 3.875%
HK$18,804
−HK$576/mo
Today · 4.125%
HK$19,380
baseline
▲ 0.50% · 4.625%
HK$20,560
+HK$1,180/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$38,760/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,288
−HK$1,096/mo
▼ 0.25% · 3.875%
HK$20,832
−HK$552/mo
Today · 4.125%
HK$21,384
baseline
▲ 0.50% · 4.625%
HK$22,512
+HK$1,128/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$42,768/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,447
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,177
−HK$741/mo
Today · 4.125%
HK$24,918
baseline
▲ 0.50% · 4.625%
HK$26,434
+HK$1,516/mo
Deposit HK$571K · loan HK$5.14M · min. income ≈ HK$49,836/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,535 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,085
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,784
−HK$710/mo
Today · 4.125%
HK$27,494
baseline
▲ 0.50% · 4.625%
HK$28,943
+HK$1,449/mo
Deposit HK$571K · loan HK$5.14M · min. income ≈ HK$54,988/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,535 · Scale 2, in force from 26 Feb 2026)