LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,263
−HK$8,169/mo
▼ 0.25% · 3.875%
HK$134,315
−HK$4,117/mo
Today · 4.125%
HK$138,432
baseline
▲ 0.50% · 4.625%
HK$146,855
+HK$8,423/mo
Deposit HK$28.56M · loan HK$28.56M · min. income ≈ HK$276,864/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$2,427,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,917
−HK$7,829/mo
▼ 0.25% · 3.875%
HK$148,803
−HK$3,943/mo
Today · 4.125%
HK$152,746
baseline
▲ 0.50% · 4.625%
HK$160,798
+HK$8,052/mo
Deposit HK$28.56M · loan HK$28.56M · min. income ≈ HK$305,492/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$2,427,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,316
−HK$9,802/mo
▼ 0.25% · 3.875%
HK$161,178
−HK$4,940/mo
Today · 4.125%
HK$166,118
baseline
▲ 0.50% · 4.625%
HK$176,226
+HK$10,108/mo
Deposit HK$22.85M · loan HK$34.28M · min. income ≈ HK$332,236/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$2,427,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,900
−HK$9,395/mo
▼ 0.25% · 3.875%
HK$178,564
−HK$4,731/mo
Today · 4.125%
HK$183,295
baseline
▲ 0.50% · 4.625%
HK$192,957
+HK$9,662/mo
Deposit HK$22.85M · loan HK$34.28M · min. income ≈ HK$366,590/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$2,427,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,369
−HK$11,436/mo
▼ 0.25% · 3.875%
HK$188,041
−HK$5,764/mo
Today · 4.125%
HK$193,805
baseline
▲ 0.50% · 4.625%
HK$205,597
+HK$11,792/mo
Deposit HK$17.14M · loan HK$39.99M · min. income ≈ HK$387,610/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$2,427,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,883
−HK$10,962/mo
▼ 0.25% · 3.875%
HK$208,325
−HK$5,520/mo
Today · 4.125%
HK$213,845
baseline
▲ 0.50% · 4.625%
HK$225,117
+HK$11,272/mo
Deposit HK$17.14M · loan HK$39.99M · min. income ≈ HK$427,690/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$2,427,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,474
−HK$14,704/mo
▼ 0.25% · 3.875%
HK$241,768
−HK$7,410/mo
Today · 4.125%
HK$249,178
baseline
▲ 0.50% · 4.625%
HK$264,340
+HK$15,162/mo
Deposit HK$5.71M · loan HK$51.41M · min. income ≈ HK$498,356/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,427,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,850
−HK$14,093/mo
▼ 0.25% · 3.875%
HK$267,846
−HK$7,097/mo
Today · 4.125%
HK$274,943
baseline
▲ 0.50% · 4.625%
HK$289,436
+HK$14,493/mo
Deposit HK$5.71M · loan HK$51.41M · min. income ≈ HK$549,886/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,427,883 · Scale 2, in force from 26 Feb 2026)