LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,275
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$134,328
−HK$4,117/mo
Today · 4.125%
HK$138,445
baseline
▲ 0.50% · 4.625%
HK$146,869
+HK$8,424/mo
Deposit HK$28.57M · loan HK$28.57M · min. income ≈ HK$276,890/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$2,428,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,930
−HK$7,830/mo
▼ 0.25% · 3.875%
HK$148,817
−HK$3,943/mo
Today · 4.125%
HK$152,760
baseline
▲ 0.50% · 4.625%
HK$160,812
+HK$8,052/mo
Deposit HK$28.57M · loan HK$28.57M · min. income ≈ HK$305,520/mo (50% DSR)
Upfront cash ≈ HK$30.99M (deposit + AVD stamp duty HK$2,428,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,330
−HK$9,804/mo
▼ 0.25% · 3.875%
HK$161,193
−HK$4,941/mo
Today · 4.125%
HK$166,134
baseline
▲ 0.50% · 4.625%
HK$176,242
+HK$10,108/mo
Deposit HK$22.85M · loan HK$34.28M · min. income ≈ HK$332,268/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$2,428,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,916
−HK$9,396/mo
▼ 0.25% · 3.875%
HK$178,580
−HK$4,732/mo
Today · 4.125%
HK$183,312
baseline
▲ 0.50% · 4.625%
HK$192,975
+HK$9,663/mo
Deposit HK$22.85M · loan HK$34.28M · min. income ≈ HK$366,624/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$2,428,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,385
−HK$11,437/mo
▼ 0.25% · 3.875%
HK$188,059
−HK$5,763/mo
Today · 4.125%
HK$193,822
baseline
▲ 0.50% · 4.625%
HK$205,616
+HK$11,794/mo
Deposit HK$17.14M · loan HK$39.99M · min. income ≈ HK$387,644/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$2,428,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,902
−HK$10,962/mo
▼ 0.25% · 3.875%
HK$208,344
−HK$5,520/mo
Today · 4.125%
HK$213,864
baseline
▲ 0.50% · 4.625%
HK$225,137
+HK$11,273/mo
Deposit HK$17.14M · loan HK$39.99M · min. income ≈ HK$427,728/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$2,428,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,495
−HK$14,705/mo
▼ 0.25% · 3.875%
HK$241,790
−HK$7,410/mo
Today · 4.125%
HK$249,200
baseline
▲ 0.50% · 4.625%
HK$264,364
+HK$15,164/mo
Deposit HK$5.71M · loan HK$51.42M · min. income ≈ HK$498,400/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,428,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,874
−HK$14,094/mo
▼ 0.25% · 3.875%
HK$267,870
−HK$7,098/mo
Today · 4.125%
HK$274,968
baseline
▲ 0.50% · 4.625%
HK$289,462
+HK$14,494/mo
Deposit HK$5.71M · loan HK$51.42M · min. income ≈ HK$549,936/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,428,103 · Scale 2, in force from 26 Feb 2026)