LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,293
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$134,346
−HK$4,118/mo
Today · 4.125%
HK$138,464
baseline
▲ 0.50% · 4.625%
HK$146,889
+HK$8,425/mo
Deposit HK$28.57M · loan HK$28.57M · min. income ≈ HK$276,928/mo (50% DSR)
Upfront cash ≈ HK$31.00M (deposit + AVD stamp duty HK$2,428,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,950
−HK$7,831/mo
▼ 0.25% · 3.875%
HK$148,837
−HK$3,944/mo
Today · 4.125%
HK$152,781
baseline
▲ 0.50% · 4.625%
HK$160,834
+HK$8,053/mo
Deposit HK$28.57M · loan HK$28.57M · min. income ≈ HK$305,562/mo (50% DSR)
Upfront cash ≈ HK$31.00M (deposit + AVD stamp duty HK$2,428,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,352
−HK$9,804/mo
▼ 0.25% · 3.875%
HK$161,215
−HK$4,941/mo
Today · 4.125%
HK$166,156
baseline
▲ 0.50% · 4.625%
HK$176,266
+HK$10,110/mo
Deposit HK$22.86M · loan HK$34.28M · min. income ≈ HK$332,312/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$2,428,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,940
−HK$9,397/mo
▼ 0.25% · 3.875%
HK$178,605
−HK$4,732/mo
Today · 4.125%
HK$183,337
baseline
▲ 0.50% · 4.625%
HK$193,001
+HK$9,664/mo
Deposit HK$22.86M · loan HK$34.28M · min. income ≈ HK$366,674/mo (50% DSR)
Upfront cash ≈ HK$25.28M (deposit + AVD stamp duty HK$2,428,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,410
−HK$11,439/mo
▼ 0.25% · 3.875%
HK$188,084
−HK$5,765/mo
Today · 4.125%
HK$193,849
baseline
▲ 0.50% · 4.625%
HK$205,644
+HK$11,795/mo
Deposit HK$17.14M · loan HK$40.00M · min. income ≈ HK$387,698/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$2,428,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,930
−HK$10,963/mo
▼ 0.25% · 3.875%
HK$208,372
−HK$5,521/mo
Today · 4.125%
HK$213,893
baseline
▲ 0.50% · 4.625%
HK$225,168
+HK$11,275/mo
Deposit HK$17.14M · loan HK$40.00M · min. income ≈ HK$427,786/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$2,428,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,527
−HK$14,707/mo
▼ 0.25% · 3.875%
HK$241,823
−HK$7,411/mo
Today · 4.125%
HK$249,234
baseline
▲ 0.50% · 4.625%
HK$264,400
+HK$15,166/mo
Deposit HK$5.71M · loan HK$51.43M · min. income ≈ HK$498,468/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,428,435 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,909
−HK$14,097/mo
▼ 0.25% · 3.875%
HK$267,907
−HK$7,099/mo
Today · 4.125%
HK$275,006
baseline
▲ 0.50% · 4.625%
HK$289,501
+HK$14,495/mo
Deposit HK$5.71M · loan HK$51.43M · min. income ≈ HK$550,012/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,428,435 · Scale 2, in force from 26 Feb 2026)