LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,031
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,436
−HK$412/mo
Today · 4.125%
HK$13,848
baseline
▲ 0.50% · 4.625%
HK$14,690
+HK$842/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,696/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,496
−HK$784/mo
▼ 0.25% · 3.875%
HK$14,885
−HK$395/mo
Today · 4.125%
HK$15,280
baseline
▲ 0.50% · 4.625%
HK$16,085
+HK$805/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,560/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,637
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,123
−HK$494/mo
Today · 4.125%
HK$16,617
baseline
▲ 0.50% · 4.625%
HK$17,628
+HK$1,011/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,234/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,396
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,862
−HK$474/mo
Today · 4.125%
HK$18,336
baseline
▲ 0.50% · 4.625%
HK$19,302
+HK$966/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,672/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,243
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,810
−HK$577/mo
Today · 4.125%
HK$19,387
baseline
▲ 0.50% · 4.625%
HK$20,567
+HK$1,180/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$38,774/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,295
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,839
−HK$553/mo
Today · 4.125%
HK$21,392
baseline
▲ 0.50% · 4.625%
HK$22,519
+HK$1,127/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$42,784/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,455
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,185
−HK$741/mo
Today · 4.125%
HK$24,926
baseline
▲ 0.50% · 4.625%
HK$26,443
+HK$1,517/mo
Deposit HK$571K · loan HK$5.14M · min. income ≈ HK$49,852/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,094
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,793
−HK$710/mo
Today · 4.125%
HK$27,503
baseline
▲ 0.50% · 4.625%
HK$28,953
+HK$1,450/mo
Deposit HK$571K · loan HK$5.14M · min. income ≈ HK$55,006/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,578 · Scale 2, in force from 26 Feb 2026)