LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,317
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$134,371
−HK$4,118/mo
Today · 4.125%
HK$138,489
baseline
▲ 0.50% · 4.625%
HK$146,916
+HK$8,427/mo
Deposit HK$28.58M · loan HK$28.58M · min. income ≈ HK$276,978/mo (50% DSR)
Upfront cash ≈ HK$31.00M (deposit + AVD stamp duty HK$2,428,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,977
−HK$7,832/mo
▼ 0.25% · 3.875%
HK$148,865
−HK$3,944/mo
Today · 4.125%
HK$152,809
baseline
▲ 0.50% · 4.625%
HK$160,864
+HK$8,055/mo
Deposit HK$28.58M · loan HK$28.58M · min. income ≈ HK$305,618/mo (50% DSR)
Upfront cash ≈ HK$31.00M (deposit + AVD stamp duty HK$2,428,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,381
−HK$9,806/mo
▼ 0.25% · 3.875%
HK$161,245
−HK$4,942/mo
Today · 4.125%
HK$166,187
baseline
▲ 0.50% · 4.625%
HK$176,299
+HK$10,112/mo
Deposit HK$22.86M · loan HK$34.29M · min. income ≈ HK$332,374/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$2,428,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,972
−HK$9,399/mo
▼ 0.25% · 3.875%
HK$178,638
−HK$4,733/mo
Today · 4.125%
HK$183,371
baseline
▲ 0.50% · 4.625%
HK$193,037
+HK$9,666/mo
Deposit HK$22.86M · loan HK$34.29M · min. income ≈ HK$366,742/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$2,428,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,444
−HK$11,441/mo
▼ 0.25% · 3.875%
HK$188,119
−HK$5,766/mo
Today · 4.125%
HK$193,885
baseline
▲ 0.50% · 4.625%
HK$205,682
+HK$11,797/mo
Deposit HK$17.15M · loan HK$40.01M · min. income ≈ HK$387,770/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$2,428,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,967
−HK$10,966/mo
▼ 0.25% · 3.875%
HK$208,411
−HK$5,522/mo
Today · 4.125%
HK$213,933
baseline
▲ 0.50% · 4.625%
HK$225,210
+HK$11,277/mo
Deposit HK$17.15M · loan HK$40.01M · min. income ≈ HK$427,866/mo (50% DSR)
Upfront cash ≈ HK$19.57M (deposit + AVD stamp duty HK$2,428,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,571
−HK$14,710/mo
▼ 0.25% · 3.875%
HK$241,867
−HK$7,414/mo
Today · 4.125%
HK$249,281
baseline
▲ 0.50% · 4.625%
HK$264,449
+HK$15,168/mo
Deposit HK$5.72M · loan HK$51.44M · min. income ≈ HK$498,562/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,428,886 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,958
−HK$14,099/mo
▼ 0.25% · 3.875%
HK$267,957
−HK$7,100/mo
Today · 4.125%
HK$275,057
baseline
▲ 0.50% · 4.625%
HK$289,555
+HK$14,498/mo
Deposit HK$5.72M · loan HK$51.44M · min. income ≈ HK$550,114/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,428,886 · Scale 2, in force from 26 Feb 2026)