LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,032
−HK$817/mo
▼ 0.25% · 3.875%
HK$13,437
−HK$412/mo
Today · 4.125%
HK$13,849
baseline
▲ 0.50% · 4.625%
HK$14,692
+HK$843/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,698/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,498
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,887
−HK$394/mo
Today · 4.125%
HK$15,281
baseline
▲ 0.50% · 4.625%
HK$16,087
+HK$806/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,562/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,639
−HK$980/mo
▼ 0.25% · 3.875%
HK$16,125
−HK$494/mo
Today · 4.125%
HK$16,619
baseline
▲ 0.50% · 4.625%
HK$17,630
+HK$1,011/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,238/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,398
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,864
−HK$474/mo
Today · 4.125%
HK$18,338
baseline
▲ 0.50% · 4.625%
HK$19,304
+HK$966/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,676/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$128,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,245
−HK$1,144/mo
▼ 0.25% · 3.875%
HK$18,812
−HK$577/mo
Today · 4.125%
HK$19,389
baseline
▲ 0.50% · 4.625%
HK$20,569
+HK$1,180/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$38,778/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,297
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,842
−HK$552/mo
Today · 4.125%
HK$21,394
baseline
▲ 0.50% · 4.625%
HK$22,522
+HK$1,128/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$42,788/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,458
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,187
−HK$742/mo
Today · 4.125%
HK$24,929
baseline
▲ 0.50% · 4.625%
HK$26,446
+HK$1,517/mo
Deposit HK$572K · loan HK$5.14M · min. income ≈ HK$49,858/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,097
−HK$1,409/mo
▼ 0.25% · 3.875%
HK$26,796
−HK$710/mo
Today · 4.125%
HK$27,506
baseline
▲ 0.50% · 4.625%
HK$28,956
+HK$1,450/mo
Deposit HK$572K · loan HK$5.14M · min. income ≈ HK$55,012/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,592 · Scale 2, in force from 26 Feb 2026)