LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,328
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$134,382
−HK$4,119/mo
Today · 4.125%
HK$138,501
baseline
▲ 0.50% · 4.625%
HK$146,929
+HK$8,428/mo
Deposit HK$28.58M · loan HK$28.58M · min. income ≈ HK$277,002/mo (50% DSR)
Upfront cash ≈ HK$31.01M (deposit + AVD stamp duty HK$2,429,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,989
−HK$7,833/mo
▼ 0.25% · 3.875%
HK$148,878
−HK$3,944/mo
Today · 4.125%
HK$152,822
baseline
▲ 0.50% · 4.625%
HK$160,878
+HK$8,056/mo
Deposit HK$28.58M · loan HK$28.58M · min. income ≈ HK$305,644/mo (50% DSR)
Upfront cash ≈ HK$31.01M (deposit + AVD stamp duty HK$2,429,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,394
−HK$9,807/mo
▼ 0.25% · 3.875%
HK$161,259
−HK$4,942/mo
Today · 4.125%
HK$166,201
baseline
▲ 0.50% · 4.625%
HK$176,314
+HK$10,113/mo
Deposit HK$22.86M · loan HK$34.29M · min. income ≈ HK$332,402/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$2,429,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$173,987
−HK$9,400/mo
▼ 0.25% · 3.875%
HK$178,653
−HK$4,734/mo
Today · 4.125%
HK$183,387
baseline
▲ 0.50% · 4.625%
HK$193,053
+HK$9,666/mo
Deposit HK$22.86M · loan HK$34.29M · min. income ≈ HK$366,774/mo (50% DSR)
Upfront cash ≈ HK$25.29M (deposit + AVD stamp duty HK$2,429,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,460
−HK$11,442/mo
▼ 0.25% · 3.875%
HK$188,135
−HK$5,767/mo
Today · 4.125%
HK$193,902
baseline
▲ 0.50% · 4.625%
HK$205,700
+HK$11,798/mo
Deposit HK$17.15M · loan HK$40.01M · min. income ≈ HK$387,804/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$2,429,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$202,985
−HK$10,966/mo
▼ 0.25% · 3.875%
HK$208,429
−HK$5,522/mo
Today · 4.125%
HK$213,951
baseline
▲ 0.50% · 4.625%
HK$225,229
+HK$11,278/mo
Deposit HK$17.15M · loan HK$40.01M · min. income ≈ HK$427,902/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$2,429,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,591
−HK$14,711/mo
▼ 0.25% · 3.875%
HK$241,888
−HK$7,414/mo
Today · 4.125%
HK$249,302
baseline
▲ 0.50% · 4.625%
HK$264,472
+HK$15,170/mo
Deposit HK$5.72M · loan HK$51.44M · min. income ≈ HK$498,604/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,429,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$260,980
−HK$14,100/mo
▼ 0.25% · 3.875%
HK$267,980
−HK$7,100/mo
Today · 4.125%
HK$275,080
baseline
▲ 0.50% · 4.625%
HK$289,580
+HK$14,500/mo
Deposit HK$5.72M · loan HK$51.44M · min. income ≈ HK$550,160/mo (50% DSR)
Upfront cash ≈ HK$8.14M (deposit + AVD stamp duty HK$2,429,096 · Scale 2, in force from 26 Feb 2026)