LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,034
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,440
−HK$412/mo
Today · 4.125%
HK$13,852
baseline
▲ 0.50% · 4.625%
HK$14,695
+HK$843/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,704/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,501
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,890
−HK$394/mo
Today · 4.125%
HK$15,284
baseline
▲ 0.50% · 4.625%
HK$16,090
+HK$806/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,568/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,641
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,128
−HK$494/mo
Today · 4.125%
HK$16,622
baseline
▲ 0.50% · 4.625%
HK$17,634
+HK$1,012/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,244/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,401
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,868
−HK$473/mo
Today · 4.125%
HK$18,341
baseline
▲ 0.50% · 4.625%
HK$19,308
+HK$967/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,682/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,248
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,816
−HK$577/mo
Today · 4.125%
HK$19,393
baseline
▲ 0.50% · 4.625%
HK$20,573
+HK$1,180/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$38,786/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,301
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,845
−HK$553/mo
Today · 4.125%
HK$21,398
baseline
▲ 0.50% · 4.625%
HK$22,526
+HK$1,128/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$42,796/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,462
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,192
−HK$741/mo
Today · 4.125%
HK$24,933
baseline
▲ 0.50% · 4.625%
HK$26,450
+HK$1,517/mo
Deposit HK$572K · loan HK$5.14M · min. income ≈ HK$49,866/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,101
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,801
−HK$710/mo
Today · 4.125%
HK$27,511
baseline
▲ 0.50% · 4.625%
HK$28,962
+HK$1,451/mo
Deposit HK$572K · loan HK$5.14M · min. income ≈ HK$55,022/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,616 · Scale 2, in force from 26 Feb 2026)