LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,035
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,441
−HK$412/mo
Today · 4.125%
HK$13,853
baseline
▲ 0.50% · 4.625%
HK$14,696
+HK$843/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,706/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,502
−HK$783/mo
▼ 0.25% · 3.875%
HK$14,891
−HK$394/mo
Today · 4.125%
HK$15,285
baseline
▲ 0.50% · 4.625%
HK$16,091
+HK$806/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,570/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,642
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,129
−HK$494/mo
Today · 4.125%
HK$16,623
baseline
▲ 0.50% · 4.625%
HK$17,635
+HK$1,012/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,246/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,402
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,869
−HK$473/mo
Today · 4.125%
HK$18,342
baseline
▲ 0.50% · 4.625%
HK$19,309
+HK$967/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,684/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,249
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,817
−HK$577/mo
Today · 4.125%
HK$19,394
baseline
▲ 0.50% · 4.625%
HK$20,574
+HK$1,180/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$38,788/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,302
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,847
−HK$552/mo
Today · 4.125%
HK$21,399
baseline
▲ 0.50% · 4.625%
HK$22,527
+HK$1,128/mo
Deposit HK$1.71M · loan HK$4.00M · min. income ≈ HK$42,798/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,464
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$24,193
−HK$742/mo
Today · 4.125%
HK$24,935
baseline
▲ 0.50% · 4.625%
HK$26,452
+HK$1,517/mo
Deposit HK$572K · loan HK$5.14M · min. income ≈ HK$49,870/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,103
−HK$1,410/mo
▼ 0.25% · 3.875%
HK$26,803
−HK$710/mo
Today · 4.125%
HK$27,513
baseline
▲ 0.50% · 4.625%
HK$28,963
+HK$1,450/mo
Deposit HK$572K · loan HK$5.14M · min. income ≈ HK$55,026/mo (50% DSR)
Upfront cash ≈ HK$700K (deposit + AVD stamp duty HK$128,624 · Scale 2, in force from 26 Feb 2026)