LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,363
−HK$8,175/mo
▼ 0.25% · 3.875%
HK$134,418
−HK$4,120/mo
Today · 4.125%
HK$138,538
baseline
▲ 0.50% · 4.625%
HK$146,968
+HK$8,430/mo
Deposit HK$28.59M · loan HK$28.59M · min. income ≈ HK$277,076/mo (50% DSR)
Upfront cash ≈ HK$31.01M (deposit + AVD stamp duty HK$2,429,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,028
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$148,917
−HK$3,946/mo
Today · 4.125%
HK$152,863
baseline
▲ 0.50% · 4.625%
HK$160,921
+HK$8,058/mo
Deposit HK$28.59M · loan HK$28.59M · min. income ≈ HK$305,726/mo (50% DSR)
Upfront cash ≈ HK$31.01M (deposit + AVD stamp duty HK$2,429,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,436
−HK$9,810/mo
▼ 0.25% · 3.875%
HK$161,302
−HK$4,944/mo
Today · 4.125%
HK$166,246
baseline
▲ 0.50% · 4.625%
HK$176,361
+HK$10,115/mo
Deposit HK$22.87M · loan HK$34.30M · min. income ≈ HK$332,492/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$2,429,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,033
−HK$9,403/mo
▼ 0.25% · 3.875%
HK$178,701
−HK$4,735/mo
Today · 4.125%
HK$183,436
baseline
▲ 0.50% · 4.625%
HK$193,105
+HK$9,669/mo
Deposit HK$22.87M · loan HK$34.30M · min. income ≈ HK$366,872/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$2,429,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,508
−HK$11,445/mo
▼ 0.25% · 3.875%
HK$188,186
−HK$5,767/mo
Today · 4.125%
HK$193,953
baseline
▲ 0.50% · 4.625%
HK$205,755
+HK$11,802/mo
Deposit HK$17.15M · loan HK$40.02M · min. income ≈ HK$387,906/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$2,429,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,039
−HK$10,969/mo
▼ 0.25% · 3.875%
HK$208,484
−HK$5,524/mo
Today · 4.125%
HK$214,008
baseline
▲ 0.50% · 4.625%
HK$225,289
+HK$11,281/mo
Deposit HK$17.15M · loan HK$40.02M · min. income ≈ HK$428,016/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$2,429,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,654
−HK$14,715/mo
▼ 0.25% · 3.875%
HK$241,953
−HK$7,416/mo
Today · 4.125%
HK$249,369
baseline
▲ 0.50% · 4.625%
HK$264,542
+HK$15,173/mo
Deposit HK$5.72M · loan HK$51.45M · min. income ≈ HK$498,738/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,429,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,050
−HK$14,104/mo
▼ 0.25% · 3.875%
HK$268,051
−HK$7,103/mo
Today · 4.125%
HK$275,154
baseline
▲ 0.50% · 4.625%
HK$289,657
+HK$14,503/mo
Deposit HK$5.72M · loan HK$51.45M · min. income ≈ HK$550,308/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,429,743 · Scale 2, in force from 26 Feb 2026)