LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,365
−HK$8,175/mo
▼ 0.25% · 3.875%
HK$134,420
−HK$4,120/mo
Today · 4.125%
HK$138,540
baseline
▲ 0.50% · 4.625%
HK$146,970
+HK$8,430/mo
Deposit HK$28.59M · loan HK$28.59M · min. income ≈ HK$277,080/mo (50% DSR)
Upfront cash ≈ HK$31.02M (deposit + AVD stamp duty HK$2,429,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,029
−HK$7,836/mo
▼ 0.25% · 3.875%
HK$148,919
−HK$3,946/mo
Today · 4.125%
HK$152,865
baseline
▲ 0.50% · 4.625%
HK$160,923
+HK$8,058/mo
Deposit HK$28.59M · loan HK$28.59M · min. income ≈ HK$305,730/mo (50% DSR)
Upfront cash ≈ HK$31.02M (deposit + AVD stamp duty HK$2,429,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,438
−HK$9,810/mo
▼ 0.25% · 3.875%
HK$161,304
−HK$4,944/mo
Today · 4.125%
HK$166,248
baseline
▲ 0.50% · 4.625%
HK$176,363
+HK$10,115/mo
Deposit HK$22.87M · loan HK$34.30M · min. income ≈ HK$332,496/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$2,429,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,035
−HK$9,403/mo
▼ 0.25% · 3.875%
HK$178,703
−HK$4,735/mo
Today · 4.125%
HK$183,438
baseline
▲ 0.50% · 4.625%
HK$193,107
+HK$9,669/mo
Deposit HK$22.87M · loan HK$34.30M · min. income ≈ HK$366,876/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$2,429,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,511
−HK$11,445/mo
▼ 0.25% · 3.875%
HK$188,188
−HK$5,768/mo
Today · 4.125%
HK$193,956
baseline
▲ 0.50% · 4.625%
HK$205,757
+HK$11,801/mo
Deposit HK$17.15M · loan HK$40.02M · min. income ≈ HK$387,912/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$2,429,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,041
−HK$10,970/mo
▼ 0.25% · 3.875%
HK$208,487
−HK$5,524/mo
Today · 4.125%
HK$214,011
baseline
▲ 0.50% · 4.625%
HK$225,292
+HK$11,281/mo
Deposit HK$17.15M · loan HK$40.02M · min. income ≈ HK$428,022/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$2,429,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,656
−HK$14,715/mo
▼ 0.25% · 3.875%
HK$241,956
−HK$7,415/mo
Today · 4.125%
HK$249,371
baseline
▲ 0.50% · 4.625%
HK$264,545
+HK$15,174/mo
Deposit HK$5.72M · loan HK$51.45M · min. income ≈ HK$498,742/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,429,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,053
−HK$14,104/mo
▼ 0.25% · 3.875%
HK$268,054
−HK$7,103/mo
Today · 4.125%
HK$275,157
baseline
▲ 0.50% · 4.625%
HK$289,661
+HK$14,504/mo
Deposit HK$5.72M · loan HK$51.45M · min. income ≈ HK$550,314/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,429,771 · Scale 2, in force from 26 Feb 2026)