LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,369
−HK$8,176/mo
▼ 0.25% · 3.875%
HK$134,425
−HK$4,120/mo
Today · 4.125%
HK$138,545
baseline
▲ 0.50% · 4.625%
HK$146,975
+HK$8,430/mo
Deposit HK$28.59M · loan HK$28.59M · min. income ≈ HK$277,090/mo (50% DSR)
Upfront cash ≈ HK$31.02M (deposit + AVD stamp duty HK$2,429,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,035
−HK$7,835/mo
▼ 0.25% · 3.875%
HK$148,924
−HK$3,946/mo
Today · 4.125%
HK$152,870
baseline
▲ 0.50% · 4.625%
HK$160,928
+HK$8,058/mo
Deposit HK$28.59M · loan HK$28.59M · min. income ≈ HK$305,740/mo (50% DSR)
Upfront cash ≈ HK$31.02M (deposit + AVD stamp duty HK$2,429,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,443
−HK$9,811/mo
▼ 0.25% · 3.875%
HK$161,310
−HK$4,944/mo
Today · 4.125%
HK$166,254
baseline
▲ 0.50% · 4.625%
HK$176,370
+HK$10,116/mo
Deposit HK$22.87M · loan HK$34.30M · min. income ≈ HK$332,508/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$2,429,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,042
−HK$9,403/mo
▼ 0.25% · 3.875%
HK$178,709
−HK$4,736/mo
Today · 4.125%
HK$183,445
baseline
▲ 0.50% · 4.625%
HK$193,114
+HK$9,669/mo
Deposit HK$22.87M · loan HK$34.30M · min. income ≈ HK$366,890/mo (50% DSR)
Upfront cash ≈ HK$25.30M (deposit + AVD stamp duty HK$2,429,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,517
−HK$11,446/mo
▼ 0.25% · 3.875%
HK$188,195
−HK$5,768/mo
Today · 4.125%
HK$193,963
baseline
▲ 0.50% · 4.625%
HK$205,765
+HK$11,802/mo
Deposit HK$17.15M · loan HK$40.02M · min. income ≈ HK$387,926/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$2,429,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,049
−HK$10,970/mo
▼ 0.25% · 3.875%
HK$208,494
−HK$5,525/mo
Today · 4.125%
HK$214,019
baseline
▲ 0.50% · 4.625%
HK$225,300
+HK$11,281/mo
Deposit HK$17.15M · loan HK$40.02M · min. income ≈ HK$428,038/mo (50% DSR)
Upfront cash ≈ HK$19.58M (deposit + AVD stamp duty HK$2,429,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,665
−HK$14,716/mo
▼ 0.25% · 3.875%
HK$241,964
−HK$7,417/mo
Today · 4.125%
HK$249,381
baseline
▲ 0.50% · 4.625%
HK$264,555
+HK$15,174/mo
Deposit HK$5.72M · loan HK$51.46M · min. income ≈ HK$498,762/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,429,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,062
−HK$14,105/mo
▼ 0.25% · 3.875%
HK$268,064
−HK$7,103/mo
Today · 4.125%
HK$275,167
baseline
▲ 0.50% · 4.625%
HK$289,671
+HK$14,504/mo
Deposit HK$5.72M · loan HK$51.46M · min. income ≈ HK$550,334/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,429,859 · Scale 2, in force from 26 Feb 2026)