LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,406
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$134,462
−HK$4,121/mo
Today · 4.125%
HK$138,583
baseline
▲ 0.50% · 4.625%
HK$147,016
+HK$8,433/mo
Deposit HK$28.59M · loan HK$28.59M · min. income ≈ HK$277,166/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$2,430,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,075
−HK$7,838/mo
▼ 0.25% · 3.875%
HK$148,966
−HK$3,947/mo
Today · 4.125%
HK$152,913
baseline
▲ 0.50% · 4.625%
HK$160,973
+HK$8,060/mo
Deposit HK$28.59M · loan HK$28.59M · min. income ≈ HK$305,826/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$2,430,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,487
−HK$9,813/mo
▼ 0.25% · 3.875%
HK$161,355
−HK$4,945/mo
Today · 4.125%
HK$166,300
baseline
▲ 0.50% · 4.625%
HK$176,419
+HK$10,119/mo
Deposit HK$22.88M · loan HK$34.31M · min. income ≈ HK$332,600/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$2,430,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,090
−HK$9,406/mo
▼ 0.25% · 3.875%
HK$178,759
−HK$4,737/mo
Today · 4.125%
HK$183,496
baseline
▲ 0.50% · 4.625%
HK$193,168
+HK$9,672/mo
Deposit HK$22.88M · loan HK$34.31M · min. income ≈ HK$366,992/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$2,430,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,568
−HK$11,449/mo
▼ 0.25% · 3.875%
HK$188,247
−HK$5,770/mo
Today · 4.125%
HK$194,017
baseline
▲ 0.50% · 4.625%
HK$205,822
+HK$11,805/mo
Deposit HK$17.16M · loan HK$40.03M · min. income ≈ HK$388,034/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$2,430,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,105
−HK$10,973/mo
▼ 0.25% · 3.875%
HK$208,552
−HK$5,526/mo
Today · 4.125%
HK$214,078
baseline
▲ 0.50% · 4.625%
HK$225,363
+HK$11,285/mo
Deposit HK$17.16M · loan HK$40.03M · min. income ≈ HK$428,156/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$2,430,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,730
−HK$14,720/mo
▼ 0.25% · 3.875%
HK$242,032
−HK$7,418/mo
Today · 4.125%
HK$249,450
baseline
▲ 0.50% · 4.625%
HK$264,629
+HK$15,179/mo
Deposit HK$5.72M · loan HK$51.47M · min. income ≈ HK$498,900/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,430,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,135
−HK$14,109/mo
▼ 0.25% · 3.875%
HK$268,139
−HK$7,105/mo
Today · 4.125%
HK$275,244
baseline
▲ 0.50% · 4.625%
HK$289,752
+HK$14,508/mo
Deposit HK$5.72M · loan HK$51.47M · min. income ≈ HK$550,488/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,430,537 · Scale 2, in force from 26 Feb 2026)