LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,041
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,447
−HK$412/mo
Today · 4.125%
HK$13,859
baseline
▲ 0.50% · 4.625%
HK$14,703
+HK$844/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,718/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,508
−HK$784/mo
▼ 0.25% · 3.875%
HK$14,898
−HK$394/mo
Today · 4.125%
HK$15,292
baseline
▲ 0.50% · 4.625%
HK$16,098
+HK$806/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,584/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,650
−HK$981/mo
▼ 0.25% · 3.875%
HK$16,137
−HK$494/mo
Today · 4.125%
HK$16,631
baseline
▲ 0.50% · 4.625%
HK$17,643
+HK$1,012/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,262/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,410
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,877
−HK$474/mo
Today · 4.125%
HK$18,351
baseline
▲ 0.50% · 4.625%
HK$19,318
+HK$967/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,702/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,258
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,826
−HK$577/mo
Today · 4.125%
HK$19,403
baseline
▲ 0.50% · 4.625%
HK$20,584
+HK$1,181/mo
Deposit HK$1.72M · loan HK$4.00M · min. income ≈ HK$38,806/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,312
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,857
−HK$552/mo
Today · 4.125%
HK$21,409
baseline
▲ 0.50% · 4.625%
HK$22,538
+HK$1,129/mo
Deposit HK$1.72M · loan HK$4.00M · min. income ≈ HK$42,818/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,475
−HK$1,472/mo
▼ 0.25% · 3.875%
HK$24,205
−HK$742/mo
Today · 4.125%
HK$24,947
baseline
▲ 0.50% · 4.625%
HK$26,465
+HK$1,518/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$49,894/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,115
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,816
−HK$710/mo
Today · 4.125%
HK$27,526
baseline
▲ 0.50% · 4.625%
HK$28,977
+HK$1,451/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$55,052/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,685 · Scale 2, in force from 26 Feb 2026)