LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,042
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,448
−HK$412/mo
Today · 4.125%
HK$13,860
baseline
▲ 0.50% · 4.625%
HK$14,703
+HK$843/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,720/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,509
−HK$784/mo
▼ 0.25% · 3.875%
HK$14,898
−HK$395/mo
Today · 4.125%
HK$15,293
baseline
▲ 0.50% · 4.625%
HK$16,099
+HK$806/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,586/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,650
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,137
−HK$495/mo
Today · 4.125%
HK$16,632
baseline
▲ 0.50% · 4.625%
HK$17,644
+HK$1,012/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,264/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,411
−HK$940/mo
▼ 0.25% · 3.875%
HK$17,878
−HK$473/mo
Today · 4.125%
HK$18,351
baseline
▲ 0.50% · 4.625%
HK$19,319
+HK$968/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,702/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,259
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,827
−HK$577/mo
Today · 4.125%
HK$19,404
baseline
▲ 0.50% · 4.625%
HK$20,584
+HK$1,180/mo
Deposit HK$1.72M · loan HK$4.00M · min. income ≈ HK$38,808/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,313
−HK$1,097/mo
▼ 0.25% · 3.875%
HK$20,857
−HK$553/mo
Today · 4.125%
HK$21,410
baseline
▲ 0.50% · 4.625%
HK$22,539
+HK$1,129/mo
Deposit HK$1.72M · loan HK$4.00M · min. income ≈ HK$42,820/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$128,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,475
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,206
−HK$742/mo
Today · 4.125%
HK$24,948
baseline
▲ 0.50% · 4.625%
HK$26,466
+HK$1,518/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$49,896/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,689 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,116
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,817
−HK$710/mo
Today · 4.125%
HK$27,527
baseline
▲ 0.50% · 4.625%
HK$28,978
+HK$1,451/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$55,054/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,689 · Scale 2, in force from 26 Feb 2026)