LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,434
−HK$8,179/mo
▼ 0.25% · 3.875%
HK$134,491
−HK$4,122/mo
Today · 4.125%
HK$138,613
baseline
▲ 0.50% · 4.625%
HK$147,048
+HK$8,435/mo
Deposit HK$28.60M · loan HK$28.60M · min. income ≈ HK$277,226/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$2,431,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,107
−HK$7,839/mo
▼ 0.25% · 3.875%
HK$148,998
−HK$3,948/mo
Today · 4.125%
HK$152,946
baseline
▲ 0.50% · 4.625%
HK$161,008
+HK$8,062/mo
Deposit HK$28.60M · loan HK$28.60M · min. income ≈ HK$305,892/mo (50% DSR)
Upfront cash ≈ HK$31.03M (deposit + AVD stamp duty HK$2,431,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,521
−HK$9,815/mo
▼ 0.25% · 3.875%
HK$161,390
−HK$4,946/mo
Today · 4.125%
HK$166,336
baseline
▲ 0.50% · 4.625%
HK$176,457
+HK$10,121/mo
Deposit HK$22.88M · loan HK$34.32M · min. income ≈ HK$332,672/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$2,431,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,128
−HK$9,408/mo
▼ 0.25% · 3.875%
HK$178,798
−HK$4,738/mo
Today · 4.125%
HK$183,536
baseline
▲ 0.50% · 4.625%
HK$193,210
+HK$9,674/mo
Deposit HK$22.88M · loan HK$34.32M · min. income ≈ HK$367,072/mo (50% DSR)
Upfront cash ≈ HK$25.31M (deposit + AVD stamp duty HK$2,431,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,608
−HK$11,451/mo
▼ 0.25% · 3.875%
HK$188,288
−HK$5,771/mo
Today · 4.125%
HK$194,059
baseline
▲ 0.50% · 4.625%
HK$205,867
+HK$11,808/mo
Deposit HK$17.16M · loan HK$40.04M · min. income ≈ HK$388,118/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$2,431,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,149
−HK$10,976/mo
▼ 0.25% · 3.875%
HK$208,598
−HK$5,527/mo
Today · 4.125%
HK$214,125
baseline
▲ 0.50% · 4.625%
HK$225,412
+HK$11,287/mo
Deposit HK$17.16M · loan HK$40.04M · min. income ≈ HK$428,250/mo (50% DSR)
Upfront cash ≈ HK$19.59M (deposit + AVD stamp duty HK$2,431,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,781
−HK$14,723/mo
▼ 0.25% · 3.875%
HK$242,084
−HK$7,420/mo
Today · 4.125%
HK$249,504
baseline
▲ 0.50% · 4.625%
HK$264,686
+HK$15,182/mo
Deposit HK$5.72M · loan HK$51.48M · min. income ≈ HK$499,008/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,431,064 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,192
−HK$14,111/mo
▼ 0.25% · 3.875%
HK$268,197
−HK$7,106/mo
Today · 4.125%
HK$275,303
baseline
▲ 0.50% · 4.625%
HK$289,815
+HK$14,512/mo
Deposit HK$5.72M · loan HK$51.48M · min. income ≈ HK$550,606/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,431,064 · Scale 2, in force from 26 Feb 2026)