LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,463
−HK$8,182/mo
▼ 0.25% · 3.875%
HK$134,522
−HK$4,123/mo
Today · 4.125%
HK$138,645
baseline
▲ 0.50% · 4.625%
HK$147,081
+HK$8,436/mo
Deposit HK$28.61M · loan HK$28.61M · min. income ≈ HK$277,290/mo (50% DSR)
Upfront cash ≈ HK$31.04M (deposit + AVD stamp duty HK$2,431,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,139
−HK$7,842/mo
▼ 0.25% · 3.875%
HK$149,032
−HK$3,949/mo
Today · 4.125%
HK$152,981
baseline
▲ 0.50% · 4.625%
HK$161,044
+HK$8,063/mo
Deposit HK$28.61M · loan HK$28.61M · min. income ≈ HK$305,962/mo (50% DSR)
Upfront cash ≈ HK$31.04M (deposit + AVD stamp duty HK$2,431,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,556
−HK$9,818/mo
▼ 0.25% · 3.875%
HK$161,426
−HK$4,948/mo
Today · 4.125%
HK$166,374
baseline
▲ 0.50% · 4.625%
HK$176,497
+HK$10,123/mo
Deposit HK$22.89M · loan HK$34.33M · min. income ≈ HK$332,748/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$2,431,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,167
−HK$9,410/mo
▼ 0.25% · 3.875%
HK$178,838
−HK$4,739/mo
Today · 4.125%
HK$183,577
baseline
▲ 0.50% · 4.625%
HK$193,253
+HK$9,676/mo
Deposit HK$22.89M · loan HK$34.33M · min. income ≈ HK$367,154/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$2,431,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,649
−HK$11,453/mo
▼ 0.25% · 3.875%
HK$188,330
−HK$5,772/mo
Today · 4.125%
HK$194,102
baseline
▲ 0.50% · 4.625%
HK$205,913
+HK$11,811/mo
Deposit HK$17.16M · loan HK$40.05M · min. income ≈ HK$388,204/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$2,431,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,195
−HK$10,978/mo
▼ 0.25% · 3.875%
HK$208,644
−HK$5,529/mo
Today · 4.125%
HK$214,173
baseline
▲ 0.50% · 4.625%
HK$225,462
+HK$11,289/mo
Deposit HK$17.16M · loan HK$40.05M · min. income ≈ HK$428,346/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$2,431,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,834
−HK$14,726/mo
▼ 0.25% · 3.875%
HK$242,139
−HK$7,421/mo
Today · 4.125%
HK$249,560
baseline
▲ 0.50% · 4.625%
HK$264,745
+HK$15,185/mo
Deposit HK$5.72M · loan HK$51.49M · min. income ≈ HK$499,120/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,431,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,251
−HK$14,114/mo
▼ 0.25% · 3.875%
HK$268,257
−HK$7,108/mo
Today · 4.125%
HK$275,365
baseline
▲ 0.50% · 4.625%
HK$289,880
+HK$14,515/mo
Deposit HK$5.72M · loan HK$51.49M · min. income ≈ HK$550,730/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,431,610 · Scale 2, in force from 26 Feb 2026)