LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,047
−HK$818/mo
▼ 0.25% · 3.875%
HK$13,453
−HK$412/mo
Today · 4.125%
HK$13,865
baseline
▲ 0.50% · 4.625%
HK$14,709
+HK$844/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$27,730/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,514
−HK$785/mo
▼ 0.25% · 3.875%
HK$14,904
−HK$395/mo
Today · 4.125%
HK$15,299
baseline
▲ 0.50% · 4.625%
HK$16,105
+HK$806/mo
Deposit HK$2.86M · loan HK$2.86M · min. income ≈ HK$30,598/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$128,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,656
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,143
−HK$495/mo
Today · 4.125%
HK$16,638
baseline
▲ 0.50% · 4.625%
HK$17,650
+HK$1,012/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$33,276/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,417
−HK$941/mo
▼ 0.25% · 3.875%
HK$17,884
−HK$474/mo
Today · 4.125%
HK$18,358
baseline
▲ 0.50% · 4.625%
HK$19,326
+HK$968/mo
Deposit HK$2.29M · loan HK$3.43M · min. income ≈ HK$36,716/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$128,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,266
−HK$1,145/mo
▼ 0.25% · 3.875%
HK$18,834
−HK$577/mo
Today · 4.125%
HK$19,411
baseline
▲ 0.50% · 4.625%
HK$20,592
+HK$1,181/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$38,822/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,320
−HK$1,098/mo
▼ 0.25% · 3.875%
HK$20,865
−HK$553/mo
Today · 4.125%
HK$21,418
baseline
▲ 0.50% · 4.625%
HK$22,547
+HK$1,129/mo
Deposit HK$1.72M · loan HK$4.01M · min. income ≈ HK$42,836/mo (50% DSR)
Upfront cash ≈ HK$1.85M (deposit + AVD stamp duty HK$128,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,484
−HK$1,473/mo
▼ 0.25% · 3.875%
HK$24,215
−HK$742/mo
Today · 4.125%
HK$24,957
baseline
▲ 0.50% · 4.625%
HK$26,475
+HK$1,518/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$49,914/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,737 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,126
−HK$1,411/mo
▼ 0.25% · 3.875%
HK$26,827
−HK$710/mo
Today · 4.125%
HK$27,537
baseline
▲ 0.50% · 4.625%
HK$28,989
+HK$1,452/mo
Deposit HK$572K · loan HK$5.15M · min. income ≈ HK$55,074/mo (50% DSR)
Upfront cash ≈ HK$701K (deposit + AVD stamp duty HK$128,737 · Scale 2, in force from 26 Feb 2026)