LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,472
−HK$8,182/mo
▼ 0.25% · 3.875%
HK$134,531
−HK$4,123/mo
Today · 4.125%
HK$138,654
baseline
▲ 0.50% · 4.625%
HK$147,091
+HK$8,437/mo
Deposit HK$28.61M · loan HK$28.61M · min. income ≈ HK$277,308/mo (50% DSR)
Upfront cash ≈ HK$31.04M (deposit + AVD stamp duty HK$2,431,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,149
−HK$7,842/mo
▼ 0.25% · 3.875%
HK$149,042
−HK$3,949/mo
Today · 4.125%
HK$152,991
baseline
▲ 0.50% · 4.625%
HK$161,055
+HK$8,064/mo
Deposit HK$28.61M · loan HK$28.61M · min. income ≈ HK$305,982/mo (50% DSR)
Upfront cash ≈ HK$31.04M (deposit + AVD stamp duty HK$2,431,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,567
−HK$9,818/mo
▼ 0.25% · 3.875%
HK$161,437
−HK$4,948/mo
Today · 4.125%
HK$166,385
baseline
▲ 0.50% · 4.625%
HK$176,509
+HK$10,124/mo
Deposit HK$22.89M · loan HK$34.33M · min. income ≈ HK$332,770/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$2,431,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,179
−HK$9,410/mo
▼ 0.25% · 3.875%
HK$178,850
−HK$4,739/mo
Today · 4.125%
HK$183,589
baseline
▲ 0.50% · 4.625%
HK$193,266
+HK$9,677/mo
Deposit HK$22.89M · loan HK$34.33M · min. income ≈ HK$367,178/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$2,431,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,661
−HK$11,455/mo
▼ 0.25% · 3.875%
HK$188,343
−HK$5,773/mo
Today · 4.125%
HK$194,116
baseline
▲ 0.50% · 4.625%
HK$205,927
+HK$11,811/mo
Deposit HK$17.17M · loan HK$40.05M · min. income ≈ HK$388,232/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$2,431,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,209
−HK$10,978/mo
▼ 0.25% · 3.875%
HK$208,659
−HK$5,528/mo
Today · 4.125%
HK$214,187
baseline
▲ 0.50% · 4.625%
HK$225,477
+HK$11,290/mo
Deposit HK$17.17M · loan HK$40.05M · min. income ≈ HK$428,374/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$2,431,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,850
−HK$14,727/mo
▼ 0.25% · 3.875%
HK$242,155
−HK$7,422/mo
Today · 4.125%
HK$249,577
baseline
▲ 0.50% · 4.625%
HK$264,763
+HK$15,186/mo
Deposit HK$5.72M · loan HK$51.50M · min. income ≈ HK$499,154/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,431,774 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,268
−HK$14,116/mo
▼ 0.25% · 3.875%
HK$268,275
−HK$7,109/mo
Today · 4.125%
HK$275,384
baseline
▲ 0.50% · 4.625%
HK$289,900
+HK$14,516/mo
Deposit HK$5.72M · loan HK$51.50M · min. income ≈ HK$550,768/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,431,774 · Scale 2, in force from 26 Feb 2026)