LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,474
−HK$8,182/mo
▼ 0.25% · 3.875%
HK$134,533
−HK$4,123/mo
Today · 4.125%
HK$138,656
baseline
▲ 0.50% · 4.625%
HK$147,093
+HK$8,437/mo
Deposit HK$28.61M · loan HK$28.61M · min. income ≈ HK$277,312/mo (50% DSR)
Upfront cash ≈ HK$31.04M (deposit + AVD stamp duty HK$2,431,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,151
−HK$7,842/mo
▼ 0.25% · 3.875%
HK$149,044
−HK$3,949/mo
Today · 4.125%
HK$152,993
baseline
▲ 0.50% · 4.625%
HK$161,058
+HK$8,065/mo
Deposit HK$28.61M · loan HK$28.61M · min. income ≈ HK$305,986/mo (50% DSR)
Upfront cash ≈ HK$31.04M (deposit + AVD stamp duty HK$2,431,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,569
−HK$9,818/mo
▼ 0.25% · 3.875%
HK$161,439
−HK$4,948/mo
Today · 4.125%
HK$166,387
baseline
▲ 0.50% · 4.625%
HK$176,512
+HK$10,125/mo
Deposit HK$22.89M · loan HK$34.33M · min. income ≈ HK$332,774/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$2,431,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,182
−HK$9,410/mo
▼ 0.25% · 3.875%
HK$178,853
−HK$4,739/mo
Today · 4.125%
HK$183,592
baseline
▲ 0.50% · 4.625%
HK$193,269
+HK$9,677/mo
Deposit HK$22.89M · loan HK$34.33M · min. income ≈ HK$367,184/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$2,431,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,664
−HK$11,455/mo
▼ 0.25% · 3.875%
HK$188,346
−HK$5,773/mo
Today · 4.125%
HK$194,119
baseline
▲ 0.50% · 4.625%
HK$205,930
+HK$11,811/mo
Deposit HK$17.17M · loan HK$40.05M · min. income ≈ HK$388,238/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$2,431,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,212
−HK$10,979/mo
▼ 0.25% · 3.875%
HK$208,662
−HK$5,529/mo
Today · 4.125%
HK$214,191
baseline
▲ 0.50% · 4.625%
HK$225,481
+HK$11,290/mo
Deposit HK$17.17M · loan HK$40.05M · min. income ≈ HK$428,382/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$2,431,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,854
−HK$14,727/mo
▼ 0.25% · 3.875%
HK$242,159
−HK$7,422/mo
Today · 4.125%
HK$249,581
baseline
▲ 0.50% · 4.625%
HK$264,767
+HK$15,186/mo
Deposit HK$5.72M · loan HK$51.50M · min. income ≈ HK$499,162/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,431,813 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,272
−HK$14,116/mo
▼ 0.25% · 3.875%
HK$268,280
−HK$7,108/mo
Today · 4.125%
HK$275,388
baseline
▲ 0.50% · 4.625%
HK$289,904
+HK$14,516/mo
Deposit HK$5.72M · loan HK$51.50M · min. income ≈ HK$550,776/mo (50% DSR)
Upfront cash ≈ HK$8.15M (deposit + AVD stamp duty HK$2,431,813 · Scale 2, in force from 26 Feb 2026)