LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,498
−HK$8,183/mo
▼ 0.25% · 3.875%
HK$134,557
−HK$4,124/mo
Today · 4.125%
HK$138,681
baseline
▲ 0.50% · 4.625%
HK$147,119
+HK$8,438/mo
Deposit HK$28.61M · loan HK$28.61M · min. income ≈ HK$277,362/mo (50% DSR)
Upfront cash ≈ HK$31.05M (deposit + AVD stamp duty HK$2,432,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,177
−HK$7,844/mo
▼ 0.25% · 3.875%
HK$149,071
−HK$3,950/mo
Today · 4.125%
HK$153,021
baseline
▲ 0.50% · 4.625%
HK$161,087
+HK$8,066/mo
Deposit HK$28.61M · loan HK$28.61M · min. income ≈ HK$306,042/mo (50% DSR)
Upfront cash ≈ HK$31.05M (deposit + AVD stamp duty HK$2,432,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,597
−HK$9,820/mo
▼ 0.25% · 3.875%
HK$161,468
−HK$4,949/mo
Today · 4.125%
HK$166,417
baseline
▲ 0.50% · 4.625%
HK$176,543
+HK$10,126/mo
Deposit HK$22.89M · loan HK$34.34M · min. income ≈ HK$332,834/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$2,432,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,213
−HK$9,412/mo
▼ 0.25% · 3.875%
HK$178,885
−HK$4,740/mo
Today · 4.125%
HK$183,625
baseline
▲ 0.50% · 4.625%
HK$193,304
+HK$9,679/mo
Deposit HK$22.89M · loan HK$34.34M · min. income ≈ HK$367,250/mo (50% DSR)
Upfront cash ≈ HK$25.32M (deposit + AVD stamp duty HK$2,432,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,697
−HK$11,456/mo
▼ 0.25% · 3.875%
HK$188,380
−HK$5,773/mo
Today · 4.125%
HK$194,153
baseline
▲ 0.50% · 4.625%
HK$205,967
+HK$11,814/mo
Deposit HK$17.17M · loan HK$40.06M · min. income ≈ HK$388,306/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$2,432,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,248
−HK$10,981/mo
▼ 0.25% · 3.875%
HK$208,699
−HK$5,530/mo
Today · 4.125%
HK$214,229
baseline
▲ 0.50% · 4.625%
HK$225,521
+HK$11,292/mo
Deposit HK$17.17M · loan HK$40.06M · min. income ≈ HK$428,458/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$2,432,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,896
−HK$14,730/mo
▼ 0.25% · 3.875%
HK$242,202
−HK$7,424/mo
Today · 4.125%
HK$249,626
baseline
▲ 0.50% · 4.625%
HK$264,815
+HK$15,189/mo
Deposit HK$5.72M · loan HK$51.51M · min. income ≈ HK$499,252/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,432,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,319
−HK$14,118/mo
▼ 0.25% · 3.875%
HK$268,328
−HK$7,109/mo
Today · 4.125%
HK$275,437
baseline
▲ 0.50% · 4.625%
HK$289,956
+HK$14,519/mo
Deposit HK$5.72M · loan HK$51.51M · min. income ≈ HK$550,874/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,432,249 · Scale 2, in force from 26 Feb 2026)