LTV · monthly repayment
▼ 0.50% · 3.625%
HK$130,505
−HK$8,184/mo
▼ 0.25% · 3.875%
HK$134,564
−HK$4,125/mo
Today · 4.125%
HK$138,689
baseline
▲ 0.50% · 4.625%
HK$147,128
+HK$8,439/mo
Deposit HK$28.62M · loan HK$28.62M · min. income ≈ HK$277,378/mo (50% DSR)
Upfront cash ≈ HK$31.05M (deposit + AVD stamp duty HK$2,432,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$145,185
−HK$7,844/mo
▼ 0.25% · 3.875%
HK$149,079
−HK$3,950/mo
Today · 4.125%
HK$153,029
baseline
▲ 0.50% · 4.625%
HK$161,096
+HK$8,067/mo
Deposit HK$28.62M · loan HK$28.62M · min. income ≈ HK$306,058/mo (50% DSR)
Upfront cash ≈ HK$31.05M (deposit + AVD stamp duty HK$2,432,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$156,606
−HK$9,821/mo
▼ 0.25% · 3.875%
HK$161,477
−HK$4,950/mo
Today · 4.125%
HK$166,427
baseline
▲ 0.50% · 4.625%
HK$176,553
+HK$10,126/mo
Deposit HK$22.89M · loan HK$34.34M · min. income ≈ HK$332,854/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$2,432,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$174,223
−HK$9,412/mo
▼ 0.25% · 3.875%
HK$178,895
−HK$4,740/mo
Today · 4.125%
HK$183,635
baseline
▲ 0.50% · 4.625%
HK$193,315
+HK$9,680/mo
Deposit HK$22.89M · loan HK$34.34M · min. income ≈ HK$367,270/mo (50% DSR)
Upfront cash ≈ HK$25.33M (deposit + AVD stamp duty HK$2,432,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$182,707
−HK$11,457/mo
▼ 0.25% · 3.875%
HK$188,390
−HK$5,774/mo
Today · 4.125%
HK$194,164
baseline
▲ 0.50% · 4.625%
HK$205,979
+HK$11,815/mo
Deposit HK$17.17M · loan HK$40.06M · min. income ≈ HK$388,328/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$2,432,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$203,260
−HK$10,981/mo
▼ 0.25% · 3.875%
HK$208,711
−HK$5,530/mo
Today · 4.125%
HK$214,241
baseline
▲ 0.50% · 4.625%
HK$225,534
+HK$11,293/mo
Deposit HK$17.17M · loan HK$40.06M · min. income ≈ HK$428,482/mo (50% DSR)
Upfront cash ≈ HK$19.60M (deposit + AVD stamp duty HK$2,432,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$234,909
−HK$14,731/mo
▼ 0.25% · 3.875%
HK$242,216
−HK$7,424/mo
Today · 4.125%
HK$249,640
baseline
▲ 0.50% · 4.625%
HK$264,830
+HK$15,190/mo
Deposit HK$5.72M · loan HK$51.51M · min. income ≈ HK$499,280/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,432,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$261,334
−HK$14,119/mo
▼ 0.25% · 3.875%
HK$268,343
−HK$7,110/mo
Today · 4.125%
HK$275,453
baseline
▲ 0.50% · 4.625%
HK$289,972
+HK$14,519/mo
Deposit HK$5.72M · loan HK$51.51M · min. income ≈ HK$550,906/mo (50% DSR)
Upfront cash ≈ HK$8.16M (deposit + AVD stamp duty HK$2,432,385 · Scale 2, in force from 26 Feb 2026)